Sep, 30, 2025 — CHICAGO POST OFFICE EMPLOYEES CREDIT UNION (CPOECU) is a non-federally insured state credit union headquartered in CHICAGO, IL with 3 branch locations and about $28.45 million in total assets. Opened 98 years ago in 1928, CHICAGO POST OFFICE EMPLOYEES CREDIT UNION (CPOECU) has about 4,924 members and employs 12 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CHICAGO POST OFFICE EMPLOYEES CREDIT UNION |
|---|---|
| Address: (Main Office) | 10025 S Western Ave CHICAGO, IL 60643-1925 |
| Phone: | (773) 881-2500 |
| Fax: | (773) 238-8791 |
| Website: | https://www.cpoecu.com/ |
| Branches: | 3 branch locations |
| Members: | 4,924 |
| Credit Union Type: | Non-Federally Insured State Credit Union |
| Charter Number: | 95826 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1928 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $28,453,171 |
| CEO/Manager: | Deborah Fears |
| Chairperson: | CHARLES MAY |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 7,124,931 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 4,710,407 |
| Other Loans | 8,551,917 |
| TOTAL LOANS | 13,262,324 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -399,812 |
| Land And Building | 591,048 |
| Other Fixed Assets | 104,493 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 0 |
| All Other Assets | 0 |
| TOTAL ASSETS | 28,453,171 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 507,454 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 3,991,914 |
| Regular shares | 13,238,447 |
| All Other Shares & Deposits | 4,733,024 |
| TOTAL SHARES & DEPOSITS | 21,963,385 |
| TOTAL LIABILITIES | 22,470,839 |
| Regular Reserve | 0 |
| Other Reserves | 751,706 |
| Undivided Earnings | 5,230,626 |
| TOTAL EQUITY | 5,982,332 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 28,453,171 |
| INCOME & EXPENSE | |
| Loan Income | 1,035,176 |
| Investment Income | 353,448 |
| Other Income | 528,666 |
| Total Employee Compensation & Benefits | 688,248 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 885,094 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 267,560 |
| Cost of Funds | 123,992 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 28,353 |
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