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EVERGREEN PARK SCHOOLS FEDERAL CREDIT UNION

Dec, 31, 2023 — EVERGREEN PARK SCHOOLS FEDERAL CREDIT UNION is a federal credit union headquartered in EVERGREEN PARK, IL with 1 branch location and about $11.91 million in total assets. Opened 29 years ago in 1995, EVERGREEN PARK SCHOOLS FEDERAL CREDIT UNION has about 969 members and employs 3 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:EVERGREEN PARK SCHOOLS FEDERAL CREDIT UNION
Address:
(Main Office)
9901 S Kedzie Ave
EVERGREEN PARK, IL 60805-3416
Phone:(708) 229-0322
Fax:(708) 229-1841
Website:https://www.epsfcu.org
Branches:1 branch locations
Members:969
Credit Union Type:Federal Credit Union
Charter Number:24547
Membership Type:Educational
Corporate Credit Union:No
Year Opened:1995
Last Audited:Sep 01, 2023
FHLB Member:No
Low Income Designation:No
Assets:$11,909,505
CEO/Manager:Karin M Grunow
Chairperson:Anna Papasideris

Call Report

  • Payday Alternative Loans (PAL Loans)

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 501,772
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 790,884
 Other Loans 3,987,093
 TOTAL LOANS 4,777,977
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -110,134
 Land And Building 0
 Other Fixed Assets 0
 NCUSIF Deposit 109,136
 All Other Assets 0
  TOTAL ASSETS 11,909,505
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 200,000
 Accounts Payable & Other Liabilities 12,027
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 9,440,561
 All Other Shares & Deposits 500,000
  TOTAL SHARES & DEPOSITS 9,940,561
  TOTAL LIABILITIES 10,152,588
 Regular Reserve 0
 Other Reserves 0
 Undivided Earnings 1,756,917
  TOTAL EQUITY 1,756,917
  TOTAL LIABILITIES, SHARES, & EQUITY 11,909,505
INCOME & EXPENSE  
 Loan Income 203,193
 Investment Income 97,604
 Other Income 7,603
 Total Employee Compensation & Benefits 119,488
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 62,238
 Non-operating Income & (Expense) 4,347
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 91,929
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 35,492
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