Sep, 30, 2025 — AMERICA'S CREDIT UNION (ACU) is a federal credit union headquartered in DUPONT, WA with 13 branch locations and about $704.38 million in total assets. Opened 72 years ago in 1954, AMERICA'S CREDIT UNION (ACU) has about 29,041 members and employs 150 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | AMERICA'S CREDIT UNION |
|---|---|
| Address: (Main Office) | 1495 Wilmington Dr Ste 1 DUPONT, WA 98327-8807 |
| Phone: | (253) 964-3113 |
| Fax: | (253) 964-3672 |
| Website: | https://www.youracu.org |
| Branches: | 13 branch locations |
| Members: | 29,041 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 9373 |
|---|---|
| Membership Type: | Multiple common bond - Primarily military |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $704,378,880 |
| CEO/Manager: | Kenneth Leonard |
| Chairperson: | Kyle Lentz |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 34,214,437 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 469,982,675 |
| Unsecured Loans | 45,292,513 |
| Other Loans | 42,052,499 |
| TOTAL LOANS | 557,337,449 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -5,332,531 |
| Land And Building | 17,848,414 |
| Other Fixed Assets | 2,472,824 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 5,323,045 |
| All Other Assets | 55,333 |
| TOTAL ASSETS | 704,378,880 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 418 |
| Notes & Interest Payable | 75,339,000 |
| Accounts Payable & Other Liabilities | 8,653,504 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 133,625,489 |
| Regular shares | 132,846,959 |
| All Other Shares & Deposits | 286,471,729 |
| TOTAL SHARES & DEPOSITS | 552,944,177 |
| TOTAL LIABILITIES | 636,978,222 |
| Regular Reserve | 0 |
| Other Reserves | -5,249,369 |
| Undivided Earnings | 72,650,027 |
| TOTAL EQUITY | 67,400,658 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 704,378,880 |
| INCOME & EXPENSE | |
| Loan Income | 22,080,189 |
| Investment Income | 1,847,326 |
| Other Income | 3,565,169 |
| Total Employee Compensation & Benefits | 12,672,609 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 9,639,650 |
| Non-operating Income & (Expense) | 41,889 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,418,308 |
| Cost of Funds | 6,898,146 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,086,535 |
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