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National Credit Union Service Organization

EVERYONE'S FEDERAL CREDIT UNION

Sep, 30, 2025 — EVERYONE'S FEDERAL CREDIT UNION is a federal credit union headquartered in TUCUMCARI, NM with 3 branch locations and about $46.23 million in total assets. Opened 72 years ago in 1954, EVERYONE'S FEDERAL CREDIT UNION has about 4,565 members and employs 19 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 312276454
Name:EVERYONE'S FEDERAL CREDIT UNION
Address:
(Main Office)
505 E Route 66 Blvd
TUCUMCARI, NM 88401-3137
Phone:(575) 461-0433
Fax:(575) 461-0469
Website:https://www.everyonesfcu.com
Branches:3 branch locations
Members:4,565
Credit Union Type:Federal Credit Union
Charter Number:9370
Membership Type:Multiple common bond - Primarily transportation
Corporate Credit Union:No
Year Opened:1954
Last Audited:Jun 01, 2025
FHLB Member:No
Low Income Designation:No
Assets:$46,234,877
CEO/Manager:Court J Watson
Chairperson:Pat Maes

Call Report

  • Payday Alternative Loans (PAL Loans)
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 3,642,579
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 4,342,468
 Unsecured Loans 1,467,689
 Other Loans 22,468,391
 TOTAL LOANS 28,278,548
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -551,845
 Land And Building 601,193
 Other Fixed Assets 0
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 336,481
 All Other Assets 0
  TOTAL ASSETS 46,234,877
LIABILITIES & CAPITAL:  
 Dividends Payable 53,129
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 1,083,467
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 9,652,700
 Regular shares 19,866,966
 All Other Shares & Deposits 9,143,033
  TOTAL SHARES & DEPOSITS 38,662,700
  TOTAL LIABILITIES 39,799,296
 Regular Reserve 0
 Other Reserves 84,818
 Undivided Earnings 6,350,763
  TOTAL EQUITY 6,435,581
  TOTAL LIABILITIES, SHARES, & EQUITY 46,234,877
INCOME & EXPENSE  
 Loan Income 1,142,992
 Investment Income 369,001
 Other Income 362,101
 Total Employee Compensation & Benefits 719,058
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 669,325
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 45,000
 Cost of Funds 211,408
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 374,301
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