Sep, 30, 2025 — ARTESIA CREDIT UNION is a federally insured state chartered credit union headquartered in ARTESIA, NM with 2 branch locations and about $155.68 million in total assets. Opened 71 years ago in 1955, ARTESIA CREDIT UNION has about 9,762 members and employs 19 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ARTESIA CREDIT UNION |
|---|---|
| Address: (Main Office) | 210 N 5th St ARTESIA, NM 88210-2000 |
| Phone: | (575) 748-9779 |
| Fax: | (575) 748-3850 |
| Website: | https://www.artesiacu.org |
| Branches: | 2 branch locations |
| Members: | 9,762 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 62783 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1955 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $155,684,226 |
| CEO/Manager: | Ronald D Johnston |
| Chairperson: | Brian Taylor |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 24,112,952 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 31,650,156 |
| Unsecured Loans | 4,850,393 |
| Other Loans | 77,938,800 |
| TOTAL LOANS | 114,914,093 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,290,000 |
| Land And Building | 2,268,420 |
| Other Fixed Assets | 292,462 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,134,026 |
| All Other Assets | 67,600 |
| TOTAL ASSETS | 155,684,226 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 446,361 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 18,354,567 |
| Regular shares | 51,066,709 |
| All Other Shares & Deposits | 59,895,431 |
| TOTAL SHARES & DEPOSITS | 129,316,705 |
| TOTAL LIABILITIES | 129,763,066 |
| Regular Reserve | 0 |
| Other Reserves | 100,000 |
| Undivided Earnings | 25,821,160 |
| TOTAL EQUITY | 25,921,160 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 155,684,226 |
| INCOME & EXPENSE | |
| Loan Income | 5,336,763 |
| Investment Income | 1,002,064 |
| Other Income | 913,500 |
| Total Employee Compensation & Benefits | 1,673,681 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,543,387 |
| Non-operating Income & (Expense) | 217,892 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 262,444 |
| Cost of Funds | 2,179,906 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 2,349,016 |
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