Sep, 30, 2025 — OU FEDERAL CREDIT UNION is a federal credit union headquartered in NORMAN, OK with 2 branch locations and about $78.30 million in total assets. Opened 72 years ago in 1954, OU FEDERAL CREDIT UNION has about 13,900 members and employs 18 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | OU FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2000 W Lindsey St NORMAN, OK 73069 |
| Phone: | (405) 325-2211 |
| Fax: | (405) 325-7931 |
| Website: | https://www.oufcu.com |
| Branches: | 2 branch locations |
| Members: | 13,900 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 9335 |
|---|---|
| Membership Type: | Multiple common bond - Primarily educational |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $78,304,619 |
| CEO/Manager: | Shannon L Hudzinski |
| Chairperson: | Michele E Nabonne |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 5,845,770 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 19,205,778 |
| Unsecured Loans | 2,685,774 |
| Other Loans | 42,036,091 |
| TOTAL LOANS | 63,927,643 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -1,096,573 |
| Land And Building | 782,140 |
| Other Fixed Assets | 653,011 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 728,940 |
| All Other Assets | 204,613 |
| TOTAL ASSETS | 78,304,619 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 3,314 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | -290,592 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 24,372,365 |
| Regular shares | 26,241,519 |
| All Other Shares & Deposits | 22,538,013 |
| TOTAL SHARES & DEPOSITS | 73,151,897 |
| TOTAL LIABILITIES | 72,864,619 |
| Regular Reserve | 0 |
| Other Reserves | 977,328 |
| Undivided Earnings | 4,462,672 |
| TOTAL EQUITY | 5,440,000 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 78,304,619 |
| INCOME & EXPENSE | |
| Loan Income | 3,284,447 |
| Investment Income | 314,225 |
| Other Income | 524,868 |
| Total Employee Compensation & Benefits | 1,137,425 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,429,869 |
| Non-operating Income & (Expense) | -103,868 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 898,974 |
| Cost of Funds | 819,882 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 152,563 |
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