Sep, 30, 2025 — THE FOCUS FEDERAL CREDIT UNION is a federal credit union headquartered in OKLAHOMA CITY, OK with 6 branch locations and about $166.76 million in total assets. Opened 71 years ago in 1955, THE FOCUS FEDERAL CREDIT UNION has about 12,515 members and employs 49 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | THE FOCUS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 420 NE 10th St OKLAHOMA CITY, OK 73104 |
| Phone: | (405) 230-1328 |
| Fax: | (405) 488-2818 |
| Website: | https://www.focusok.com |
| Branches: | 6 branch locations |
| Members: | 12,515 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 10283 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1955 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $166,764,539 |
| CEO/Manager: | Kyle M Roush |
| Chairperson: | Steve Ronck |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 6,218,707 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 39,209,118 |
| Unsecured Loans | 8,987,079 |
| Other Loans | 83,312,393 |
| TOTAL LOANS | 135,182,044 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -754,101 |
| Land And Building | 8,349,864 |
| Other Fixed Assets | 565,795 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,428,464 |
| All Other Assets | 93,712 |
| TOTAL ASSETS | 166,764,539 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 9,000,000 |
| Accounts Payable & Other Liabilities | 1,313,906 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 31,597,247 |
| Regular shares | 64,705,292 |
| All Other Shares & Deposits | 46,858,521 |
| TOTAL SHARES & DEPOSITS | 143,161,059 |
| TOTAL LIABILITIES | 153,475,036 |
| Regular Reserve | 0 |
| Other Reserves | 1,243,856 |
| Undivided Earnings | 12,045,647 |
| TOTAL EQUITY | 13,289,503 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 166,764,539 |
| INCOME & EXPENSE | |
| Loan Income | 5,740,655 |
| Investment Income | 478,419 |
| Other Income | 712,656 |
| Total Employee Compensation & Benefits | 2,682,761 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 3,059,227 |
| Non-operating Income & (Expense) | 17,573 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 750,802 |
| Cost of Funds | 1,315,144 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 65,609 |
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