Sep, 30, 2025 — RIVER CITY FEDERAL CREDIT UNION is a federal credit union headquartered in LEON VALLEY, TX with 5 branch locations and about $147.83 million in total assets. Opened 90 years ago in 1936, RIVER CITY FEDERAL CREDIT UNION has about 13,136 members and employs 55 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | RIVER CITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 5308 Wurzbach Rd LEON VALLEY, TX 78238 |
| Phone: | (210) 225-0708 |
| Fax: | |
| Website: | https://www.rcityfcu.org |
| Branches: | 5 branch locations |
| Members: | 13,136 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 926 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1936 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $147,834,406 |
| CEO/Manager: | Jeff Ivey |
| Chairperson: | Glen Glass |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 9,773,594 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 45,403,569 |
| Unsecured Loans | 21,702,975 |
| Other Loans | 42,547,374 |
| TOTAL LOANS | 109,821,387 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -3,119,682 |
| Land And Building | 4,678,926 |
| Other Fixed Assets | 3,758,839 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,082,720 |
| All Other Assets | 0 |
| TOTAL ASSETS | 147,834,406 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 3,500,272 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 14,200,000 |
| Share Drafts | 29,929,388 |
| Regular shares | 35,214,724 |
| All Other Shares & Deposits | 60,231,266 |
| TOTAL SHARES & DEPOSITS | 125,375,377 |
| TOTAL LIABILITIES | 143,075,649 |
| Regular Reserve | 0 |
| Other Reserves | -260,611 |
| Undivided Earnings | 5,019,368 |
| TOTAL EQUITY | 4,758,757 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 147,834,406 |
| INCOME & EXPENSE | |
| Loan Income | 5,237,807 |
| Investment Income | 389,259 |
| Other Income | 1,505,211 |
| Total Employee Compensation & Benefits | 3,412,189 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 3,397,392 |
| Non-operating Income & (Expense) | -265,277 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 2,280,500 |
| Cost of Funds | 1,586,314 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -2,983,656 |
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