Sep, 30, 2025 — CERTIFIED FEDERAL CREDIT UNION is a federal credit union headquartered in EL MONTE, CA with 11 branch locations and about $898.58 million in total assets. Opened 72 years ago in 1954, CERTIFIED FEDERAL CREDIT UNION has about 66,925 members and employs 122 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CERTIFIED FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 4455 Arden Dr EL MONTE, CA 91731 |
| Phone: | (626) 444-1972 |
| Fax: | (626) 350-5850 |
| Website: | https://www.certifiedfed.com |
| Branches: | 11 branch locations |
| Members: | 66,925 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 9230 |
|---|---|
| Membership Type: | Multiple common bond - Primarily finance, insurance, real estate, trade |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $898,582,455 |
| CEO/Manager: | Stephen Weakley |
| Chairperson: | Gary Hammett |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 65,827,477 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 330,434,527 |
| Unsecured Loans | 94,946,889 |
| Other Loans | 144,266,633 |
| TOTAL LOANS | 569,648,049 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -9,775,097 |
| Land And Building | 2,689,847 |
| Other Fixed Assets | 3,322,476 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 6,804,596 |
| All Other Assets | 576,313 |
| TOTAL ASSETS | 898,582,455 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 44 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 11,289,563 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 139,789,317 |
| Regular shares | 250,502,523 |
| All Other Shares & Deposits | 315,343,565 |
| TOTAL SHARES & DEPOSITS | 705,635,405 |
| TOTAL LIABILITIES | 716,925,012 |
| Regular Reserve | 0 |
| Other Reserves | 12,734,257 |
| Undivided Earnings | 168,923,186 |
| TOTAL EQUITY | 181,657,443 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 898,582,455 |
| INCOME & EXPENSE | |
| Loan Income | 26,531,148 |
| Investment Income | 7,328,939 |
| Other Income | 5,832,314 |
| Total Employee Compensation & Benefits | 11,326,846 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 11,312,769 |
| Non-operating Income & (Expense) | -45,826 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 2,898,000 |
| Cost of Funds | 8,195,867 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 8,945,532 |
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