Sep, 30, 2025 — CENTRAL KEYSTONE FEDERAL CREDIT UNION is a federal credit union headquartered in SUNBURY, PA with 1 branch location and about $61.61 million in total assets. Opened 72 years ago in 1954, CENTRAL KEYSTONE FEDERAL CREDIT UNION has about 2,902 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CENTRAL KEYSTONE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1000 Market St SUNBURY, PA 17801-2403 |
| Phone: | (570) 286-5739 |
| Fax: | (570) 286-5738 |
| Website: | https://www.ckfcu.org |
| Branches: | 1 branch locations |
| Members: | 2,902 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 9213 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $61,610,213 |
| CEO/Manager: | Kris I Kauffman |
| Chairperson: | Robert L Varano |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 18,270,403 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 17,475,654 |
| Unsecured Loans | 1,931,063 |
| Other Loans | 7,069,284 |
| TOTAL LOANS | 26,476,000 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -159,124 |
| Land And Building | 95,686 |
| Other Fixed Assets | 47,621 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 441,628 |
| All Other Assets | 0 |
| TOTAL ASSETS | 61,610,213 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 278,776 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 8,628,977 |
| Regular shares | 21,234,300 |
| All Other Shares & Deposits | 20,036,234 |
| TOTAL SHARES & DEPOSITS | 49,899,512 |
| TOTAL LIABILITIES | 50,178,288 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 11,431,925 |
| TOTAL EQUITY | 11,431,925 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 61,610,213 |
| INCOME & EXPENSE | |
| Loan Income | 1,088,609 |
| Investment Income | 1,069,491 |
| Other Income | 39,210 |
| Total Employee Compensation & Benefits | 437,958 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 601,565 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 36,514 |
| Cost of Funds | 726,740 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 584,239 |
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