Sep, 30, 2025 — WEST BRANCH VALLEY FEDERAL CREDIT UNION is a federal credit union headquartered in WILLIAMSPORT, PA with 1 branch location and about $49.33 million in total assets. Opened 74 years ago in 1952, WEST BRANCH VALLEY FEDERAL CREDIT UNION has about 4,641 members and employs 18 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | WEST BRANCH VALLEY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1640 High St WILLIAMSPORT, PA 17701 |
| Phone: | (570) 323-9407 |
| Fax: | (570) 323-2154 |
| Website: | https://www.wbvfcu.org |
| Branches: | 1 branch locations |
| Members: | 4,641 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 7821 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1952 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $49,329,185 |
| CEO/Manager: | Danna L Houseknecht |
| Chairperson: | John C Lauchle |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,181,297 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 4,808,869 |
| Unsecured Loans | 5,482,853 |
| Other Loans | 19,805,985 |
| TOTAL LOANS | 30,097,707 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -287,928 |
| Land And Building | 226,547 |
| Other Fixed Assets | 122,142 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 432,098 |
| All Other Assets | 0 |
| TOTAL ASSETS | 49,329,185 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 6,380 |
| Notes & Interest Payable | 603,593 |
| Accounts Payable & Other Liabilities | 150,821 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 10,259,493 |
| Regular shares | 29,404,612 |
| All Other Shares & Deposits | 4,564,878 |
| TOTAL SHARES & DEPOSITS | 44,228,983 |
| TOTAL LIABILITIES | 44,989,777 |
| Regular Reserve | 0 |
| Other Reserves | -51,268 |
| Undivided Earnings | 4,390,676 |
| TOTAL EQUITY | 4,339,408 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 49,329,185 |
| INCOME & EXPENSE | |
| Loan Income | 1,151,056 |
| Investment Income | 398,855 |
| Other Income | 192,627 |
| Total Employee Compensation & Benefits | 639,403 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 763,393 |
| Non-operating Income & (Expense) | -5,187 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 189,032 |
| Cost of Funds | 154,830 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 229,254 |
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