Sep, 30, 2025 — PUGET SOUND REFINERY FEDERAL CREDIT UNION is a federal credit union headquartered in ANACORTES, WA with 2 branch locations and about $18.39 million in total assets. Opened 72 years ago in 1954, PUGET SOUND REFINERY FEDERAL CREDIT UNION has about 1,148 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PUGET SOUND REFINERY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 12275 Bartholomew Rd ANACORTES, WA 98221 |
| Phone: | (360) 293-4862 |
| Fax: | (360) 588-1032 |
| Website: | https://www.psrfcu.org |
| Branches: | 2 branch locations |
| Members: | 1,148 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 9145 |
|---|---|
| Membership Type: | Multiple common bond - Primarily petroleum refining |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $18,389,696 |
| CEO/Manager: | Darene Follett |
| Chairperson: | Larry Miner |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,885,873 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 3,263,502 |
| Unsecured Loans | 636,119 |
| Other Loans | 7,272,339 |
| TOTAL LOANS | 11,171,960 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -173,675 |
| Land And Building | 0 |
| Other Fixed Assets | 9,582 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 149,126 |
| All Other Assets | 0 |
| TOTAL ASSETS | 18,389,696 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 82,016 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 426,874 |
| Regular shares | 10,053,515 |
| All Other Shares & Deposits | 5,174,220 |
| TOTAL SHARES & DEPOSITS | 15,654,609 |
| TOTAL LIABILITIES | 15,736,625 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 2,653,071 |
| TOTAL EQUITY | 2,653,071 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 18,389,696 |
| INCOME & EXPENSE | |
| Loan Income | 583,184 |
| Investment Income | 133,690 |
| Other Income | 35,800 |
| Total Employee Compensation & Benefits | 205,969 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 159,767 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 53,702 |
| Cost of Funds | 221,972 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 111,264 |
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