Sep, 30, 2025 — PUBLIC SERVICE H C EMPLOYEES FEDERAL CREDIT UNION is a federal credit union headquartered in TOMS RIVER, NJ with 1 branch location and about $7.30 million in total assets. Opened 73 years ago in 1953, PUBLIC SERVICE H C EMPLOYEES FEDERAL CREDIT UNION has about 654 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PUBLIC SERVICE H C EMPLOYEES FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 17 Harbor View Ln TOMS RIVER, NJ 08753-2082 |
| Phone: | (888) 606-8877 |
| Fax: | (888) 606-8877 |
| Website: | n/a |
| Branches: | 1 branch locations |
| Members: | 654 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 9082 |
|---|---|
| Membership Type: | Service - Communications and Utilities |
| Corporate Credit Union: | No |
| Year Opened: | 1953 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $7,297,535 |
| CEO/Manager: | Edward B Sullivan |
| Chairperson: | Elizabeth Sylvester |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 270,435 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 801,460 |
| Other Loans | 0 |
| TOTAL LOANS | 801,460 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -25,810 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 50,873 |
| All Other Assets | 0 |
| TOTAL ASSETS | 7,297,535 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 6,197 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | -18,132 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 0 |
| Regular shares | 4,526,148 |
| All Other Shares & Deposits | 0 |
| TOTAL SHARES & DEPOSITS | 4,526,148 |
| TOTAL LIABILITIES | 4,514,213 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 2,783,322 |
| TOTAL EQUITY | 2,783,322 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 7,297,535 |
| INCOME & EXPENSE | |
| Loan Income | 67,893 |
| Investment Income | 196,885 |
| Other Income | 840 |
| Total Employee Compensation & Benefits | 79,628 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 66,840 |
| Non-operating Income & (Expense) | 1,953 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 0 |
| Cost of Funds | 13,931 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 107,172 |
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