Sep, 30, 2025 — OLD SOUTH FEDERAL CREDIT UNION is a federal credit union headquartered in NATCHEZ, MS with 1 branch location and about $16.80 million in total assets. Opened 73 years ago in 1953, OLD SOUTH FEDERAL CREDIT UNION has about 2,860 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | OLD SOUTH FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 148 N SHIELDS LN NATCHEZ, MS 39120-4195 |
| Phone: | (601) 442-4382 |
| Fax: | (601) 446-9592 |
| Website: | https://www.onesouthfcu.com |
| Branches: | 1 branch locations |
| Members: | 2,860 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 8840 |
|---|---|
| Membership Type: | Multiple common bond - Primarily other manufacturing |
| Corporate Credit Union: | No |
| Year Opened: | 1953 |
| Last Audited: | May 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $16,800,868 |
| CEO/Manager: | STACY T MCCANN |
| Chairperson: | Jerry Geter |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,812,575 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 1,007,543 |
| Other Loans | 7,612,485 |
| TOTAL LOANS | 8,620,028 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -103,965 |
| Land And Building | 459,705 |
| Other Fixed Assets | 32,741 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 151,076 |
| All Other Assets | 0 |
| TOTAL ASSETS | 16,800,868 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 59,558 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,264,753 |
| Regular shares | 12,419,627 |
| All Other Shares & Deposits | 267,242 |
| TOTAL SHARES & DEPOSITS | 13,951,623 |
| TOTAL LIABILITIES | 14,011,998 |
| Regular Reserve | 0 |
| Other Reserves | -714,451 |
| Undivided Earnings | 3,503,321 |
| TOTAL EQUITY | 2,788,870 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 16,800,868 |
| INCOME & EXPENSE | |
| Loan Income | 573,985 |
| Investment Income | 183,667 |
| Other Income | 226,238 |
| Total Employee Compensation & Benefits | 363,190 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 389,136 |
| Non-operating Income & (Expense) | 9,962 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -4,386 |
| Cost of Funds | 18,002 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 243,521 |
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