Sep, 30, 2025 — FINANCIAL HORIZONS CREDIT UNION is a non-federally insured state credit union headquartered in HAWTHORNE, NV with 4 branch locations and about $302.14 million in total assets. Opened 79 years ago in 1947, FINANCIAL HORIZONS CREDIT UNION has about 14,306 members and employs 53 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | FINANCIAL HORIZONS CREDIT UNION |
|---|---|
| Address: (Main Office) | PO Box 2288 HAWTHORNE, NV 89415 |
| Phone: | (775) 945-2421 |
| Fax: | (775) 945-1262 |
| Website: | https://www.fhcunv.org |
| Branches: | 4 branch locations |
| Members: | 14,306 |
| Credit Union Type: | Non-Federally Insured State Credit Union |
| Charter Number: | 86755 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1947 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $302,143,018 |
| CEO/Manager: | Theresa Lupori |
| Chairperson: | Randall Emm |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 16,814,624 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 51,239,210 |
| Unsecured Loans | 8,468,775 |
| Other Loans | 110,104,117 |
| TOTAL LOANS | 169,812,102 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -930,996 |
| Land And Building | 4,597,548 |
| Other Fixed Assets | 473,366 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 0 |
| All Other Assets | 11,322 |
| TOTAL ASSETS | 302,143,018 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 83,306 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 1,339,852 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 81,384,585 |
| Regular shares | 66,963,812 |
| All Other Shares & Deposits | 123,742,988 |
| TOTAL SHARES & DEPOSITS | 272,091,385 |
| TOTAL LIABILITIES | 273,514,543 |
| Regular Reserve | 0 |
| Other Reserves | -882,134 |
| Undivided Earnings | 29,510,609 |
| TOTAL EQUITY | 28,628,475 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 302,143,018 |
| INCOME & EXPENSE | |
| Loan Income | 6,491,287 |
| Investment Income | 3,159,630 |
| Other Income | 735,652 |
| Total Employee Compensation & Benefits | 2,661,611 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 3,409,342 |
| Non-operating Income & (Expense) | -80,778 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 220,000 |
| Cost of Funds | 2,343,124 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 2,002,595 |
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