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ELKO FEDERAL CREDIT UNION

Sep, 30, 2021 — ELKO FEDERAL CREDIT UNION is a federal credit union headquartered in ELKO, NV with 2 branch locations and about $242.28 million in total assets. Opened 61 years ago in 1960, ELKO FEDERAL CREDIT UNION has about 16,232 members and employs 50 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 324274033
Name:ELKO FEDERAL CREDIT UNION
Address:
(Main Office)
2397 MOUNTAIN CITY HWY
ELKO, NV 89801
Phone:(775) 738-4083
Fax:(775) 738-2582
Website:http://www.elkofcu.org
Branches:2 branch locations
Members:16,232
Credit Union Type:Federal Credit Union
Charter Number:13800
Membership Type:Community - Rural District
Corporate Credit Union:No
Year Opened:1960
Last Audited:Dec 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$242,276,983
CEO/Manager:John B Kelly
Chairperson:Jan Baum

Call Report

  • International Remittances

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 81,298,062
TOTAL INVESTMENTS 16,136,842
Loans Held for Sale 0
 
 Real Estate Loans 53,862,565
 Unsecured Loans 5,822,781
 Other Loans 68,411,661
 TOTAL LOANS 128,958,353
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -453,794
 Land And Building 8,313,496
 Other Fixed Assets 2,581,141
 NCUSIF Deposit 1,835,771
 All Other Assets 3,607,112
  TOTAL ASSETS 242,276,983
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 579,530
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 51,359,399
 Regular shares 138,438,280
 All Other Shares & Deposits 27,244,526
  TOTAL SHARES & DEPOSITS 217,042,205
  TOTAL LIABILITIES 217,621,735
 Regular Reserve 1,649,107
 Other Reserves 20,711,081
 Undivided Earnings 2,295,060
  TOTAL EQUITY 24,655,248
  TOTAL LIABILITIES, SHARES, & EQUITY 242,276,983
INCOME & EXPENSE  
 Loan Income 4,618,480
 Investment Income 195,989
 Other Income 1,152,250
 Total Employee Compensation & Benefits 2,303,503
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 2,625,564
 Non-operating Income & (Expense) -1,158
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 50,000
 Cost of Funds 298,128
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 1,795,060
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