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ELKO FEDERAL CREDIT UNION

Mar, 31, 2022 — ELKO FEDERAL CREDIT UNION is a federal credit union headquartered in ELKO, NV with 2 branch locations and about $260.94 million in total assets. Opened 62 years ago in 1960, ELKO FEDERAL CREDIT UNION has about 15,920 members and employs 49 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 324274033
Name:ELKO FEDERAL CREDIT UNION
Address:
(Main Office)
2397 Mountain City Hwy
ELKO, NV 89801
Phone:(775) 738-4083
Fax:(775) 738-2582
Website:http://www.elkofcu.org
Branches:2 branch locations
Members:15,920
Credit Union Type:Federal Credit Union
Charter Number:13800
Membership Type:Community - Rural District
Corporate Credit Union:No
Year Opened:1960
Last Audited:Apr 01, 2022
FHLB Member:No
Low Income Designation:No
Assets:$260,935,884
CEO/Manager:Todd D Sorenson
Chairperson:Jan Baum

Call Report

  • International Remittances

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 97,307,219
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 61,891,629
 Unsecured Loans 3,548,497
 Other Loans 66,622,521
 TOTAL LOANS 132,187,287
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -424,367
 Land And Building 8,206,188
 Other Fixed Assets 2,502,721
 NCUSIF Deposit 2,000,198
 All Other Assets 0
  TOTAL ASSETS 260,935,884
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 735,126
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 57,352,682
 Regular shares 151,060,664
 All Other Shares & Deposits 26,686,920
  TOTAL SHARES & DEPOSITS 235,100,266
  TOTAL LIABILITIES 235,835,392
 Regular Reserve 0
 Other Reserves 24,007,982
 Undivided Earnings 1,092,510
  TOTAL EQUITY 25,100,492
  TOTAL LIABILITIES, SHARES, & EQUITY 260,935,884
INCOME & EXPENSE  
 Loan Income 1,537,664
 Investment Income 80,750
 Other Income 368,459
 Total Employee Compensation & Benefits 909,408
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 994,263
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 35,407
 Cost of Funds 99,492
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 557,104
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