Sep, 30, 2025 — COMMUNITY 1ST FEDERAL CREDIT UNION is a federal credit union headquartered in MILES CITY, MT with 2 branch locations and about $41.22 million in total assets. Opened 73 years ago in 1953, COMMUNITY 1ST FEDERAL CREDIT UNION has about 3,911 members and employs 11 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | COMMUNITY 1ST FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2905 Main St MILES CITY, MT 59301 |
| Phone: | (406) 234-2550 |
| Fax: | (406) 234-3127 |
| Website: | https://www.c1stfcu.com |
| Branches: | 2 branch locations |
| Members: | 3,911 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 8588 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1953 |
| Last Audited: | Aug 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $41,222,706 |
| CEO/Manager: | Tristan R Henke |
| Chairperson: | Keith Bogner |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,441,327 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 16,104,848 |
| Unsecured Loans | 782,475 |
| Other Loans | 16,285,690 |
| TOTAL LOANS | 34,013,572 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -356,316 |
| Land And Building | 873,850 |
| Other Fixed Assets | 90,799 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 336,521 |
| All Other Assets | 8,482 |
| TOTAL ASSETS | 41,222,706 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 30,002 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 420,686 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 7,934,252 |
| Regular shares | 14,487,577 |
| All Other Shares & Deposits | 13,668,239 |
| TOTAL SHARES & DEPOSITS | 36,090,068 |
| TOTAL LIABILITIES | 36,540,756 |
| Regular Reserve | 0 |
| Other Reserves | 44,163 |
| Undivided Earnings | 4,637,787 |
| TOTAL EQUITY | 4,681,950 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 41,222,706 |
| INCOME & EXPENSE | |
| Loan Income | 1,664,596 |
| Investment Income | 128,311 |
| Other Income | 79,769 |
| Total Employee Compensation & Benefits | 687,037 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 727,843 |
| Non-operating Income & (Expense) | 4,500 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 82,092 |
| Cost of Funds | 305,672 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 188,130 |
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