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WOLF POINT FEDERAL CREDIT UNION

Sep, 30, 2025 — WOLF POINT FEDERAL CREDIT UNION is a federal credit union headquartered in WOLF POINT, MT with 1 branch location and about $20.94 million in total assets. Opened 63 years ago in 1963, WOLF POINT FEDERAL CREDIT UNION has about 3,214 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:WOLF POINT FEDERAL CREDIT UNION
Address:
(Main Office)
217 3rd Ave S
WOLF POINT, MT 59201
Phone:(406) 653-2880
Fax:(406) 653-2884
Website:https://www.wpfcu.com
Branches:1 branch locations
Members:3,214
Credit Union Type:Federal Credit Union
Charter Number:15375
Membership Type:Associational - Other than religious or fraternal, or 'low-income'
Corporate Credit Union:No
Year Opened:1963
Last Audited:May 01, 2024
FHLB Member:No
Low Income Designation:No
Assets:$20,943,028
CEO/Manager:Shelly Stovern
Chairperson:Donna Archdale

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,581,529
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 1,002,926
 Other Loans 10,307,705
 TOTAL LOANS 11,310,631
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -221,555
 Land And Building 230,370
 Other Fixed Assets 77,860
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 127,556
 All Other Assets 0
  TOTAL ASSETS 20,943,028
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities -136,600
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 1,989,174
 Regular shares 12,097,622
 All Other Shares & Deposits 3,004,796
  TOTAL SHARES & DEPOSITS 17,091,594
  TOTAL LIABILITIES 16,954,994
 Regular Reserve 0
 Other Reserves 216,209
 Undivided Earnings 3,771,825
  TOTAL EQUITY 3,988,034
  TOTAL LIABILITIES, SHARES, & EQUITY 20,943,028
INCOME & EXPENSE  
 Loan Income 425,743
 Investment Income 317,017
 Other Income 170,849
 Total Employee Compensation & Benefits 226,150
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 304,582
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 36,635
 Cost of Funds 113,013
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 251,310
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