Sep, 30, 2025 — KENMORE N. Y. TEACHERS FEDERAL CREDIT UNION is a federal credit union headquartered in BUFFALO, NY with 1 branch location and about $64.98 million in total assets. Opened 91 years ago in 1935, KENMORE N. Y. TEACHERS FEDERAL CREDIT UNION has about 3,802 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | KENMORE N. Y. TEACHERS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 2265 Sheridan Dr BUFFALO, NY 14223-1531 |
| Phone: | (716) 877-1630 |
| Fax: | (716) 877-6456 |
| Website: | https://www.kenteachfcu.com |
| Branches: | 1 branch locations |
| Members: | 3,802 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 858 |
|---|---|
| Membership Type: | Multiple common bond - Primarily educational |
| Corporate Credit Union: | No |
| Year Opened: | 1935 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $64,977,754 |
| CEO/Manager: | Cheryl L Scott |
| Chairperson: | Richard A Duquin |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 9,236,048 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 18,729,829 |
| Unsecured Loans | 2,547,352 |
| Other Loans | 5,231,470 |
| TOTAL LOANS | 26,508,651 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -195,872 |
| Land And Building | 1,566,570 |
| Other Fixed Assets | 58,075 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 551,680 |
| All Other Assets | 0 |
| TOTAL ASSETS | 64,977,754 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 166,448 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 9,319,771 |
| Regular shares | 38,540,035 |
| All Other Shares & Deposits | 11,299,142 |
| TOTAL SHARES & DEPOSITS | 59,158,949 |
| TOTAL LIABILITIES | 59,325,397 |
| Regular Reserve | 0 |
| Other Reserves | -468,009 |
| Undivided Earnings | 6,120,366 |
| TOTAL EQUITY | 5,652,357 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 64,977,754 |
| INCOME & EXPENSE | |
| Loan Income | 963,227 |
| Investment Income | 898,827 |
| Other Income | 75,011 |
| Total Employee Compensation & Benefits | 476,662 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 517,982 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 10,000 |
| Cost of Funds | 716,398 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 273,240 |
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