Sep, 30, 2025 — ALLEGHENY CENTRAL FEDERAL CREDIT UNION is a federal credit union headquartered in DUNBAR, PA with 1 branch location and about $8.56 million in total assets. Opened 91 years ago in 1935, ALLEGHENY CENTRAL FEDERAL CREDIT UNION has about 877 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ALLEGHENY CENTRAL FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1253 University Dr Ste 100 DUNBAR, PA 15431-2305 |
| Phone: | (724) 628-2106 |
| Fax: | (724) 628-5569 |
| Website: | https://www.acefcu.org |
| Branches: | 1 branch locations |
| Members: | 877 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 841 |
|---|---|
| Membership Type: | Multiple common bond - Primarily communications and utilities |
| Corporate Credit Union: | No |
| Year Opened: | 1935 |
| Last Audited: | Apr 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $8,556,989 |
| CEO/Manager: | Vickie C Erminio |
| Chairperson: | Robin L Metzger |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,716,872 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 696,778 |
| Unsecured Loans | 448,240 |
| Other Loans | 3,802,797 |
| TOTAL LOANS | 4,947,815 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -36,691 |
| Land And Building | 0 |
| Other Fixed Assets | 17,717 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 59,822 |
| All Other Assets | 0 |
| TOTAL ASSETS | 8,556,989 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 3,202 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 112,334 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 318,444 |
| Regular shares | 3,849,653 |
| All Other Shares & Deposits | 2,680,749 |
| TOTAL SHARES & DEPOSITS | 6,848,846 |
| TOTAL LIABILITIES | 6,964,382 |
| Regular Reserve | 0 |
| Other Reserves | 124,034 |
| Undivided Earnings | 1,468,573 |
| TOTAL EQUITY | 1,592,607 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 8,556,989 |
| INCOME & EXPENSE | |
| Loan Income | 264,079 |
| Investment Income | 110,240 |
| Other Income | 22,617 |
| Total Employee Compensation & Benefits | 66,400 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 115,110 |
| Non-operating Income & (Expense) | 22,617 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 11,300 |
| Cost of Funds | 93,872 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 139,634 |
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