Sep, 30, 2025 — STANWOOD AREA FEDERAL CREDIT UNION is a federal credit union headquartered in NEW STANTON, PA with 1 branch location and about $18.64 million in total assets. Opened 86 years ago in 1940, STANWOOD AREA FEDERAL CREDIT UNION has about 2,247 members and employs 6 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | STANWOOD AREA FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 444 Arona Rd NEW STANTON, PA 15672 |
| Phone: | (724) 925-9505 |
| Fax: | (724) 925-6121 |
| Website: | https://www.stanwoodareafcu.org |
| Branches: | 1 branch locations |
| Members: | 2,247 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 4088 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1940 |
| Last Audited: | Sep 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $18,638,895 |
| CEO/Manager: | Charles H Frederickson Jr |
| Chairperson: | John Storey, Sr. |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,101,498 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,823,024 |
| Unsecured Loans | 1,359,567 |
| Other Loans | 7,208,870 |
| TOTAL LOANS | 10,391,461 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -83,571 |
| Land And Building | 38,669 |
| Other Fixed Assets | 399 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 159,391 |
| All Other Assets | 0 |
| TOTAL ASSETS | 18,638,895 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 33,974 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 2,883,844 |
| Regular shares | 9,397,941 |
| All Other Shares & Deposits | 4,418,295 |
| TOTAL SHARES & DEPOSITS | 16,700,079 |
| TOTAL LIABILITIES | 16,734,053 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,904,842 |
| TOTAL EQUITY | 1,904,842 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 18,638,895 |
| INCOME & EXPENSE | |
| Loan Income | 509,272 |
| Investment Income | 188,371 |
| Other Income | 14,648 |
| Total Employee Compensation & Benefits | 164,323 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 335,662 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 56,994 |
| Cost of Funds | 156,605 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 57,046 |
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