Sep, 30, 2025 — NORWIN TEACHERS FEDERAL CREDIT UNION is a federal credit union headquartered in NORTH HUNTINGDON, PA with 3 branch locations and about $32.84 million in total assets. Opened 74 years ago in 1952, NORWIN TEACHERS FEDERAL CREDIT UNION has about 2,991 members and employs 8 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | NORWIN TEACHERS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 183 Clay Pike NORTH HUNTINGDON, PA 15642 |
| Phone: | (724) 864-7469 |
| Fax: | (724) 864-9230 |
| Website: | https://www.norwinteachersfcu.org |
| Branches: | 3 branch locations |
| Members: | 2,991 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 7842 |
|---|---|
| Membership Type: | Multiple common bond - Primarily educational |
| Corporate Credit Union: | No |
| Year Opened: | 1952 |
| Last Audited: | Sep 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $32,838,377 |
| CEO/Manager: | Amy C Lichwa |
| Chairperson: | Timothy J Kotch |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,632,121 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 8,919,539 |
| Unsecured Loans | 1,576,809 |
| Other Loans | 4,683,121 |
| TOTAL LOANS | 15,179,469 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -109,412 |
| Land And Building | 599,626 |
| Other Fixed Assets | 66,081 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 301,901 |
| All Other Assets | 0 |
| TOTAL ASSETS | 32,838,377 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 30,457 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 22,664 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 4,140,303 |
| Regular shares | 21,186,686 |
| All Other Shares & Deposits | 4,342,361 |
| TOTAL SHARES & DEPOSITS | 29,669,351 |
| TOTAL LIABILITIES | 29,722,472 |
| Regular Reserve | 0 |
| Other Reserves | 172,330 |
| Undivided Earnings | 2,943,575 |
| TOTAL EQUITY | 3,115,905 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 32,838,377 |
| INCOME & EXPENSE | |
| Loan Income | 708,838 |
| Investment Income | 283,864 |
| Other Income | 20,098 |
| Total Employee Compensation & Benefits | 368,385 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 311,641 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,202 |
| Cost of Funds | 140,494 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 329,711 |
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