Sep, 30, 2025 — KBR HERITAGE FEDERAL CREDIT UNION is a federal credit union headquartered in HOUSTON, TX with 1 branch location and about $80.22 million in total assets. Opened 73 years ago in 1953, KBR HERITAGE FEDERAL CREDIT UNION has about 4,375 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | KBR HERITAGE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 601 JEFFERSON ST # KT-02 HOUSTON, TX 77002 |
| Phone: | (713) 753-3022 |
| Fax: | (713) 753-7575 |
| Website: | https://www.kbrhfcu.org |
| Branches: | 1 branch locations |
| Members: | 4,375 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 8344 |
|---|---|
| Membership Type: | Manufacturing - All Other |
| Corporate Credit Union: | No |
| Year Opened: | 1953 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $80,219,428 |
| CEO/Manager: | Regina Lancaster |
| Chairperson: | Timothy Mark |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 13,527,624 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 17,988,186 |
| Unsecured Loans | 5,312,557 |
| Other Loans | 18,395,586 |
| TOTAL LOANS | 41,696,329 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -219,577 |
| Land And Building | 0 |
| Other Fixed Assets | 14,125 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 677,776 |
| All Other Assets | 0 |
| TOTAL ASSETS | 80,219,428 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 413,649 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 14,303,942 |
| Regular shares | 41,794,583 |
| All Other Shares & Deposits | 7,262,936 |
| TOTAL SHARES & DEPOSITS | 63,361,461 |
| TOTAL LIABILITIES | 63,775,110 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 16,444,318 |
| TOTAL EQUITY | 16,444,318 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 80,219,428 |
| INCOME & EXPENSE | |
| Loan Income | 1,566,842 |
| Investment Income | 795,042 |
| Other Income | 80,412 |
| Total Employee Compensation & Benefits | 682,437 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 673,121 |
| Non-operating Income & (Expense) | 75,157 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 158,146 |
| Cost of Funds | 329,533 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 686,711 |
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