Sep, 30, 2025 — GOLDEN TRIANGLE FEDERAL CREDIT UNION is a federal credit union headquartered in GROVES, TX with 1 branch location and about $37.07 million in total assets. Opened 73 years ago in 1953, GOLDEN TRIANGLE FEDERAL CREDIT UNION has about 2,328 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | GOLDEN TRIANGLE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 5211 E Parkway St GROVES, TX 77619 |
| Phone: | (409) 962-3434 |
| Fax: | (409) 962-0215 |
| Website: | https://www.gtfcu.coop |
| Branches: | 1 branch locations |
| Members: | 2,328 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 8298 |
|---|---|
| Membership Type: | Multiple common bond - Primarily chemical |
| Corporate Credit Union: | No |
| Year Opened: | 1953 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $37,069,947 |
| CEO/Manager: | James K Short |
| Chairperson: | D. E Sosa |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 4,849,230 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 969,318 |
| Unsecured Loans | 2,371,114 |
| Other Loans | 12,080,980 |
| TOTAL LOANS | 15,421,412 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -98,736 |
| Land And Building | 205,385 |
| Other Fixed Assets | 38,744 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 284,230 |
| All Other Assets | 0 |
| TOTAL ASSETS | 37,069,947 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 319,160 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 7,408,545 |
| Regular shares | 13,751,206 |
| All Other Shares & Deposits | 9,024,488 |
| TOTAL SHARES & DEPOSITS | 30,184,239 |
| TOTAL LIABILITIES | 30,503,399 |
| Regular Reserve | 0 |
| Other Reserves | 165,074 |
| Undivided Earnings | 6,401,474 |
| TOTAL EQUITY | 6,566,548 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 37,069,947 |
| INCOME & EXPENSE | |
| Loan Income | 807,068 |
| Investment Income | 512,998 |
| Other Income | 146,816 |
| Total Employee Compensation & Benefits | 633,577 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 456,530 |
| Non-operating Income & (Expense) | 7,430 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 11,535 |
| Cost of Funds | 150,512 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 372,827 |
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