Sep, 30, 2025 — MOUNTAIN WEST FEDERAL CREDIT UNION is a federal credit union headquartered in BUTTE, MT with 2 branch locations and about $21.79 million in total assets. Opened 74 years ago in 1952, MOUNTAIN WEST FEDERAL CREDIT UNION has about 2,949 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MOUNTAIN WEST FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 400 E Park St BUTTE, MT 59701-1916 |
| Phone: | (406) 782-9760 |
| Fax: | (406) 782-0406 |
| Website: | https://www.mountainwestfcu.com |
| Branches: | 2 branch locations |
| Members: | 2,949 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 8129 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1952 |
| Last Audited: | May 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $21,785,983 |
| CEO/Manager: | Whitney L Johnson |
| Chairperson: | Robert L Bristol |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,282,209 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 1,907,951 |
| Unsecured Loans | 1,294,173 |
| Other Loans | 11,105,076 |
| TOTAL LOANS | 14,307,202 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -342,952 |
| Land And Building | 715,426 |
| Other Fixed Assets | 26,313 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 170,446 |
| All Other Assets | 0 |
| TOTAL ASSETS | 21,785,983 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 60,573 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 121,420 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 3,698,710 |
| Regular shares | 10,713,794 |
| All Other Shares & Deposits | 3,682,934 |
| TOTAL SHARES & DEPOSITS | 18,095,439 |
| TOTAL LIABILITIES | 18,277,432 |
| Regular Reserve | 0 |
| Other Reserves | 335,211 |
| Undivided Earnings | 3,173,340 |
| TOTAL EQUITY | 3,508,551 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 21,785,983 |
| INCOME & EXPENSE | |
| Loan Income | 737,663 |
| Investment Income | 110,063 |
| Other Income | 117,742 |
| Total Employee Compensation & Benefits | 344,169 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 369,282 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 385,300 |
| Cost of Funds | 122,897 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -205,300 |
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