Sep, 30, 2025 — SCE FEDERAL CREDIT UNION (SCE FCU) is a federal credit union headquartered in IRWINDALE, CA with 9 branch locations and about $1.25 billion in total assets. Opened 74 years ago in 1952, SCE FEDERAL CREDIT UNION (SCE FCU) has about 78,142 members and employs 188 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | SCE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 12701 Schabarum Ave IRWINDALE, CA 91706 |
| Phone: | (626) 960-6888 |
| Fax: | (626) 646-2255 |
| Website: | https://www.scefcu.org |
| Branches: | 9 branch locations |
| Members: | 78,142 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 7835 |
|---|---|
| Membership Type: | Multiple common bond - Primarily communications and utilities |
| Corporate Credit Union: | No |
| Year Opened: | 1952 |
| Last Audited: | Jul 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $1,245,553,128 |
| CEO/Manager: | Jennifer Q Oliver |
| Chairperson: | Michael C Maxwell |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 93,960,155 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 496,442,920 |
| Unsecured Loans | 118,851,996 |
| Other Loans | 341,373,312 |
| TOTAL LOANS | 956,668,227 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -10,648,767 |
| Land And Building | 15,074,456 |
| Other Fixed Assets | 1,298,681 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 9,141,258 |
| All Other Assets | 164,421 |
| TOTAL ASSETS | 1,245,553,128 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 471,961 |
| Notes & Interest Payable | 93,500,000 |
| Accounts Payable & Other Liabilities | 15,004,494 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 26,500,000 |
| Share Drafts | 164,318,258 |
| Regular shares | 186,098,253 |
| All Other Shares & Deposits | 668,284,939 |
| TOTAL SHARES & DEPOSITS | 1,018,701,450 |
| TOTAL LIABILITIES | 1,154,177,905 |
| Regular Reserve | 0 |
| Other Reserves | -7,591,116 |
| Undivided Earnings | 98,966,339 |
| TOTAL EQUITY | 91,375,223 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,245,553,128 |
| INCOME & EXPENSE | |
| Loan Income | 47,609,435 |
| Investment Income | 6,438,781 |
| Other Income | 8,020,334 |
| Total Employee Compensation & Benefits | 17,993,326 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 15,441,000 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 6,876,314 |
| Cost of Funds | 21,964,354 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 2,064,593 |
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