Sep, 30, 2025 — IDAHO STATE UNIVERSITY FEDERAL CREDIT UNION is a federal credit union headquartered in POCATELLO, ID with 6 branch locations and about $289.23 million in total assets. Opened 74 years ago in 1952, IDAHO STATE UNIVERSITY FEDERAL CREDIT UNION has about 26,041 members and employs 78 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | IDAHO STATE UNIVERSITY FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 275 S 5th Ave POCATELLO, ID 83201 |
| Phone: | (208) 235-7100 |
| Fax: | (208) 233-1729 |
| Website: | https://www.lookoutcu.com |
| Branches: | 6 branch locations |
| Members: | 26,041 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 7776 |
|---|---|
| Membership Type: | Multiple common bond - Primarily educational |
| Corporate Credit Union: | No |
| Year Opened: | 1952 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $289,233,447 |
| CEO/Manager: | Doug Chambers |
| Chairperson: | Renee Spurgeon |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 19,542,675 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 205,000 |
| Real Estate Loans | 112,169,368 |
| Unsecured Loans | 5,066,956 |
| Other Loans | 84,959,921 |
| TOTAL LOANS | 202,196,245 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -464,604 |
| Land And Building | 9,899,598 |
| Other Fixed Assets | 845,407 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 2,509,357 |
| All Other Assets | 158,648 |
| TOTAL ASSETS | 289,233,447 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 2,409,873 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 80,824,151 |
| Regular shares | 102,714,787 |
| All Other Shares & Deposits | 83,238,523 |
| TOTAL SHARES & DEPOSITS | 266,777,461 |
| TOTAL LIABILITIES | 269,187,334 |
| Regular Reserve | 0 |
| Other Reserves | 7,117,956 |
| Undivided Earnings | 12,928,157 |
| TOTAL EQUITY | 20,046,113 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 289,233,447 |
| INCOME & EXPENSE | |
| Loan Income | 10,732,394 |
| Investment Income | 1,003,751 |
| Other Income | 2,919,774 |
| Total Employee Compensation & Benefits | 5,339,645 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 6,731,393 |
| Non-operating Income & (Expense) | 1,122,833 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 773,809 |
| Cost of Funds | 3,425,164 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 997,803 |
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