Sep, 30, 2025 — IDAHO CENTRAL CREDIT UNION is a federally insured state chartered credit union headquartered in CHUBBUCK, ID with 62 branch locations and about $13.90 billion in total assets. Opened 86 years ago in 1940, IDAHO CENTRAL CREDIT UNION has about 750,520 members and employs 2,050 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | IDAHO CENTRAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 4400 Central Way CHUBBUCK, ID 83202 |
| Phone: | (208) 239-3000 |
| Fax: | (208) 239-3049 |
| Website: | https://www.iccu.com |
| Branches: | 62 branch locations |
| Members: | 750,520 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 63194 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1940 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $13,898,276,661 |
| CEO/Manager: | Brenda Worrell |
| Chairperson: | Debbie McIntier |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 728,043,152 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 21,509,358 |
| Real Estate Loans | 6,744,034,629 |
| Unsecured Loans | 526,456,799 |
| Other Loans | 4,842,987,255 |
| TOTAL LOANS | 12,113,478,681 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -71,470,699 |
| Land And Building | 468,246,088 |
| Other Fixed Assets | 27,519,335 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 91,351,618 |
| All Other Assets | 4,076,558 |
| TOTAL ASSETS | 13,898,276,661 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 54,210,938 |
| Notes & Interest Payable | 216,650,484 |
| Accounts Payable & Other Liabilities | 193,711,084 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 80,000,000 |
| Share Drafts | 581,894,715 |
| Regular shares | 3,225,092,061 |
| All Other Shares & Deposits | 8,476,552,636 |
| TOTAL SHARES & DEPOSITS | 12,283,539,413 |
| TOTAL LIABILITIES | 12,828,111,919 |
| Regular Reserve | 0 |
| Other Reserves | -12,808,987 |
| Undivided Earnings | 1,082,973,729 |
| TOTAL EQUITY | 1,070,164,742 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 13,898,276,661 |
| INCOME & EXPENSE | |
| Loan Income | 499,162,905 |
| Investment Income | 21,116,656 |
| Other Income | 45,918,773 |
| Total Employee Compensation & Benefits | 146,353,365 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 111,356,251 |
| Non-operating Income & (Expense) | 856,922 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 38,114,165 |
| Cost of Funds | 232,934,189 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 109,078,673 |
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