Sep, 30, 2025 — GARDEN CITY TEACHERS FEDERAL CREDIT UNION is a federal credit union headquartered in GARDEN CITY, KS with 1 branch location and about $14.81 million in total assets. Opened 74 years ago in 1952, GARDEN CITY TEACHERS FEDERAL CREDIT UNION has about 2,035 members and employs 7 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | GARDEN CITY TEACHERS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1601 E kansas plz GARDEN CITY, KS 67846 |
| Phone: | (620) 275-0131 |
| Fax: | (620) 275-4738 |
| Website: | https://www.gctcu.org |
| Branches: | 1 branch locations |
| Members: | 2,035 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 7662 |
|---|---|
| Membership Type: | Multiple common bond - Primarily educational |
| Corporate Credit Union: | No |
| Year Opened: | 1952 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $14,806,111 |
| CEO/Manager: | cynthia L means |
| Chairperson: | John Andrews |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,029,165 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 9,014 |
| Unsecured Loans | 1,147,201 |
| Other Loans | 7,751,321 |
| TOTAL LOANS | 8,907,536 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -70,143 |
| Land And Building | 775,543 |
| Other Fixed Assets | 61,135 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 128,728 |
| All Other Assets | 31,428 |
| TOTAL ASSETS | 14,806,111 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 2,566 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 182,193 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 2,795,598 |
| Regular shares | 7,378,491 |
| All Other Shares & Deposits | 3,162,149 |
| TOTAL SHARES & DEPOSITS | 13,336,238 |
| TOTAL LIABILITIES | 13,520,997 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 1,285,114 |
| TOTAL EQUITY | 1,285,114 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 14,806,111 |
| INCOME & EXPENSE | |
| Loan Income | 461,640 |
| Investment Income | 138,246 |
| Other Income | 87,820 |
| Total Employee Compensation & Benefits | 283,593 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 324,360 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 24,188 |
| Cost of Funds | 107,218 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 49,867 |
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