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UNITED CREDIT UNION

Mar, 31, 2022 — UNITED CREDIT UNION is a federally insured state chartered credit union headquartered in NESS CITY, KS with 1 branch location and about $11.86 million in total assets. Opened 65 years ago in 1957, UNITED CREDIT UNION has about 970 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:UNITED CREDIT UNION
Address:
(Main Office)
202 S Topeka Ave
NESS CITY, KS 67560
Phone:(785) 798-3223
Fax:(785) 798-3305
Website:http://unitedcunesscity.org
Branches:1 branch locations
Members:970
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:67810
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1957
Last Audited:Sep 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$11,857,745
CEO/Manager:Sandy L Reinert
Chairperson:Debra Hamilton

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Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 1,705,250
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 20,010
 Other Loans 2,609,435
 TOTAL LOANS 2,629,445
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -32,059
 Land And Building 27,956
 Other Fixed Assets 3,970
 NCUSIF Deposit 95,765
 All Other Assets 0
  TOTAL ASSETS 11,857,745
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 18,627
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 2,616,088
 Regular shares 6,980,971
 All Other Shares & Deposits 1,267,151
  TOTAL SHARES & DEPOSITS 10,864,210
  TOTAL LIABILITIES 10,882,837
 Regular Reserve 0
 Other Reserves 241,998
 Undivided Earnings 732,910
  TOTAL EQUITY 974,908
  TOTAL LIABILITIES, SHARES, & EQUITY 11,857,745
INCOME & EXPENSE  
 Loan Income 34,927
 Investment Income 6,504
 Other Income 4,646
 Total Employee Compensation & Benefits 26,997
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 28,178
 Non-operating Income & (Expense) 635
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 2,882
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -11,345
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