Dec, 31, 2021 — UNITED CREDIT UNION is a federally insured state chartered credit union headquartered in NESS CITY, KS with 1 branch location and about $11.30 million in total assets. Opened 65 years ago in 1957, UNITED CREDIT UNION has about 977 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | UNITED CREDIT UNION |
|---|---|
| Address: (Main Office) | 202 S Topeka Ave NESS CITY, KS 67560 |
| Phone: | (785) 798-3223 |
| Fax: | (785) 798-3305 |
| Website: | http://unitedcunesscity.org |
| Branches: | 1 branch locations |
| Members: | 977 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 67810 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1957 |
| Last Audited: | Sep 01, 2021 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $11,300,084 |
| CEO/Manager: | Sandy L Reinert |
| Chairperson: | Debra Hamilton |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,795,757 |
| TOTAL INVESTMENTS | 4,510,840 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 151 |
| Other Loans | 2,788,198 |
| TOTAL LOANS | 2,788,349 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -32,059 |
| Land And Building | 28,228 |
| Other Fixed Assets | 4,537 |
| NCUSIF Deposit | 95,766 |
| All Other Assets | 108,666 |
| TOTAL ASSETS | 11,300,084 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 22,761 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 2,628,126 |
| Regular shares | 6,320,596 |
| All Other Shares & Deposits | 1,258,935 |
| TOTAL SHARES & DEPOSITS | 10,207,657 |
| TOTAL LIABILITIES | 10,230,418 |
| Regular Reserve | 106,998 |
| Other Reserves | 135,000 |
| Undivided Earnings | 827,668 |
| TOTAL EQUITY | 1,069,666 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 11,300,084 |
| INCOME & EXPENSE | |
| Loan Income | 154,559 |
| Investment Income | 21,572 |
| Other Income | 29,948 |
| Total Employee Compensation & Benefits | 108,734 |
| NCUSIF Premiums Expense | 0 |
| Total Other Operating Expenses | 108,527 |
| Non-operating Income & (Expense) | 7,235 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 529 |
| Cost of Funds | 12,802 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -17,278 |
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