Sep, 30, 2025 — GREATER TEXAS FEDERAL CREDIT UNION is a federal credit union headquartered in AUSTIN, TX with 15 branch locations and about $957.32 million in total assets. Opened 74 years ago in 1952, GREATER TEXAS FEDERAL CREDIT UNION has about 75,501 members and employs 210 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | GREATER TEXAS FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 12544 Riata Vista Cir AUSTIN, TX 78727 |
| Phone: | (512) 458-2558 |
| Fax: | |
| Website: | https://www.gtfcu.org |
| Branches: | 15 branch locations |
| Members: | 75,501 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 7590 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1952 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $957,315,128 |
| CEO/Manager: | Howard N Baker |
| Chairperson: | Paula Reed |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 80,574,138 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 335,941,018 |
| Unsecured Loans | 10,617,681 |
| Other Loans | 402,670,417 |
| TOTAL LOANS | 749,229,116 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -5,642,181 |
| Land And Building | 51,728,043 |
| Other Fixed Assets | 10,590,081 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 7,915,023 |
| All Other Assets | 309,865 |
| TOTAL ASSETS | 957,315,128 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 78 |
| Notes & Interest Payable | 8,975,083 |
| Accounts Payable & Other Liabilities | 15,422,343 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 265,838,043 |
| Regular shares | 300,674,667 |
| All Other Shares & Deposits | 302,026,118 |
| TOTAL SHARES & DEPOSITS | 868,538,827 |
| TOTAL LIABILITIES | 892,936,331 |
| Regular Reserve | 0 |
| Other Reserves | -2,880,847 |
| Undivided Earnings | 67,259,644 |
| TOTAL EQUITY | 64,378,797 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 957,315,128 |
| INCOME & EXPENSE | |
| Loan Income | 28,486,821 |
| Investment Income | 2,184,542 |
| Other Income | 5,679,325 |
| Total Employee Compensation & Benefits | 15,202,269 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 15,159,219 |
| Non-operating Income & (Expense) | 5,125,132 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 3,849,000 |
| Cost of Funds | 6,953,281 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 3,434,111 |
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