Sep, 30, 2025 — UTAH FEDERAL CREDIT UNION is a federal credit union headquartered in SALT LAKE CITY, UT with 1 branch location and about $27.61 million in total assets. Opened 75 years ago in 1951, UTAH FEDERAL CREDIT UNION has about 1,518 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | UTAH FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 564 E 300 S SALT LAKE CITY, UT 84102 |
| Phone: | (801) 328-1521 |
| Fax: | (801) 355-3340 |
| Website: | https://www.ridgelinecu.com |
| Branches: | 1 branch locations |
| Members: | 1,518 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 7546 |
|---|---|
| Membership Type: | Community credit unions, urban or rural, other than those designated 'low income' |
| Corporate Credit Union: | No |
| Year Opened: | 1951 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $27,611,135 |
| CEO/Manager: | Doug C Huntsman |
| Chairperson: | REG V ECKER |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,025,213 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 5,296,612 |
| Unsecured Loans | 1,005,688 |
| Other Loans | 6,124,704 |
| TOTAL LOANS | 12,427,004 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -52,546 |
| Land And Building | 162,658 |
| Other Fixed Assets | 25,716 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 229,667 |
| All Other Assets | 0 |
| TOTAL ASSETS | 27,611,135 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 16,808 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 26,316 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 5,510,006 |
| Regular shares | 4,258,410 |
| All Other Shares & Deposits | 15,159,927 |
| TOTAL SHARES & DEPOSITS | 24,928,345 |
| TOTAL LIABILITIES | 24,971,469 |
| Regular Reserve | 0 |
| Other Reserves | 409,200 |
| Undivided Earnings | 2,230,466 |
| TOTAL EQUITY | 2,639,666 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 27,611,135 |
| INCOME & EXPENSE | |
| Loan Income | 569,814 |
| Investment Income | 280,523 |
| Other Income | 51,519 |
| Total Employee Compensation & Benefits | 264,803 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 247,365 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 32,900 |
| Cost of Funds | 371,213 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 1,396 |
| ↑ Back to Top | |