Sep, 30, 2025 — MONEY ONE FEDERAL CREDIT UNION is a federal credit union headquartered in LARGO, MD with 1 branch location and about $106.80 million in total assets. Opened 75 years ago in 1951, MONEY ONE FEDERAL CREDIT UNION has about 7,117 members and employs 22 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MONEY ONE FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 9800 TECHNOLOGY WAY LARGO, MD 20774 |
| Phone: | (301) 925-4600 |
| Fax: | (301) 925-9077 |
| Website: | https://www.moneyonefcu.org |
| Branches: | 1 branch locations |
| Members: | 7,117 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 7264 |
|---|---|
| Membership Type: | Multiple common bond - Primarily finance, insurance, real estate, trade |
| Corporate Credit Union: | No |
| Year Opened: | 1951 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $106,804,615 |
| CEO/Manager: | Beverly Zook |
| Chairperson: | Margaret D Phillips |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 5,440,222 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 56,032,353 |
| Unsecured Loans | 4,533,968 |
| Other Loans | 15,833,931 |
| TOTAL LOANS | 76,400,252 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -519,271 |
| Land And Building | 4,042,941 |
| Other Fixed Assets | 177,789 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 887,696 |
| All Other Assets | 103,255 |
| TOTAL ASSETS | 106,804,615 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 57,769 |
| Notes & Interest Payable | 5,000,000 |
| Accounts Payable & Other Liabilities | 518,466 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 20,934,540 |
| Regular shares | 34,809,491 |
| All Other Shares & Deposits | 34,509,714 |
| TOTAL SHARES & DEPOSITS | 90,253,745 |
| TOTAL LIABILITIES | 95,829,980 |
| Regular Reserve | 0 |
| Other Reserves | -23,903 |
| Undivided Earnings | 10,998,538 |
| TOTAL EQUITY | 10,974,635 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 106,804,615 |
| INCOME & EXPENSE | |
| Loan Income | 3,592,490 |
| Investment Income | 465,188 |
| Other Income | 766,332 |
| Total Employee Compensation & Benefits | 1,503,611 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 2,640,852 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 62,816 |
| Cost of Funds | 1,217,378 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -178,677 |
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