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National Credit Union Service Organization

U S POSTAL SERVICE FEDERAL CREDIT UNION

Mar, 31, 2021 — U S POSTAL SERVICE FEDERAL CREDIT UNION is a federal credit union headquartered in CLINTON, MD with 5 branch locations and about $291.26 million in total assets. Opened 87 years ago in 1934, U S POSTAL SERVICE FEDERAL CREDIT UNION has about 25,298 members and employs 55 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 254075441
Name:U S POSTAL SERVICE FEDERAL CREDIT UNION
Address:
(Main Office)
7905 MALCOLM ROAD, SUITE 311
CLINTON, MD 20735
Phone:(301) 856-5000
Fax:(301) 856-4061
Website:http://www.uspsfcu.org
Branches:5 branch locations
Members:25,298
Credit Union Type:Federal Credit Union
Charter Number:16402
Membership Type:Multiple common bond - Primarily federal, state, local government
Corporate Credit Union:No
Year Opened:1934
Last Audited:Dec 01, 2020
FHLB Member:Yes
Low Income Designation:No
Assets:$291,261,166
CEO/Manager:Steven Cimino
Chairperson:John F Rosato

Call Report

  • Indirect Consumer Loans
  • Overdraft Lines of Credit
  • Overdraft Protection
  • Participation Loans
  • Real Estate Loans
  • Risk Based Loans
  • Share Secured Credit Cards
  • ATM/Debit Card Program
  • Commercial Share Accounts
  • Check Cashing
  • Insurance/Investment Sales
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 69,558,979
TOTAL INVESTMENTS 45,375,740
Loans Held for Sale 86,426
 
 Real Estate Loans 61,740,257
 Unsecured Loans 23,506,887
 Other Loans 85,407,609
 TOTAL LOANS 170,654,753
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -1,962,324
 Land And Building 0
 Other Fixed Assets 438,314
 NCUSIF Deposit 2,190,235
 All Other Assets 4,919,043
  TOTAL ASSETS 291,261,166
LIABILITIES & CAPITAL:  
 Dividends Payable 223,139
 Notes & Interest Payable 5,000,000
 Accounts Payable & Other Liabilities 1,581,773
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 37,515,061
 Regular shares 86,147,577
 All Other Shares & Deposits 134,118,326
  TOTAL SHARES & DEPOSITS 257,780,964
  TOTAL LIABILITIES 264,585,876
 Regular Reserve 2,115,817
 Other Reserves 24,525,733
 Undivided Earnings 33,740
  TOTAL EQUITY 26,675,290
  TOTAL LIABILITIES, SHARES, & EQUITY 291,261,166
INCOME & EXPENSE  
 Loan Income 2,073,951
 Investment Income 180,076
 Other Income 294,659
 Total Employee Compensation & Benefits 1,123,257
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 1,205,760
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 28,441
 Cost of Funds 432,900
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 177,315
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