Sep, 30, 2025 — PHILADELPHIA FEDERAL CREDIT UNION is a federal credit union headquartered in PHILADELPHIA, PA with 13 branch locations and about $1.86 billion in total assets. Opened 75 years ago in 1951, PHILADELPHIA FEDERAL CREDIT UNION has about 121,533 members and employs 295 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | PHILADELPHIA FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 12800 Townsend Rd PHILADELPHIA, PA 19154-1003 |
| Phone: | (215) 934-3500 |
| Fax: | |
| Website: | https://www.pfcu.com |
| Branches: | 13 branch locations |
| Members: | 121,533 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 7238 |
|---|---|
| Membership Type: | Multiple common bond - Primarily federal, state, local government |
| Corporate Credit Union: | No |
| Year Opened: | 1951 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $1,862,311,409 |
| CEO/Manager: | Patricia Craven |
| Chairperson: | Bernard Lester |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 244,524,383 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 3,939,546 |
| Real Estate Loans | 896,030,489 |
| Unsecured Loans | 127,448,582 |
| Other Loans | 167,685,659 |
| TOTAL LOANS | 1,203,886,413 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -11,140,581 |
| Land And Building | 9,536,189 |
| Other Fixed Assets | 5,361,187 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 15,071,400 |
| All Other Assets | 1,401,292 |
| TOTAL ASSETS | 1,862,311,409 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 10,112,406 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 330,338,338 |
| Regular shares | 807,836,377 |
| All Other Shares & Deposits | 485,803,823 |
| TOTAL SHARES & DEPOSITS | 1,623,978,537 |
| TOTAL LIABILITIES | 1,634,090,943 |
| Regular Reserve | 0 |
| Other Reserves | -10,686,134 |
| Undivided Earnings | 238,906,600 |
| TOTAL EQUITY | 228,220,466 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,862,311,409 |
| INCOME & EXPENSE | |
| Loan Income | 54,760,406 |
| Investment Income | 9,362,195 |
| Other Income | 8,083,039 |
| Total Employee Compensation & Benefits | 17,721,450 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 24,055,592 |
| Non-operating Income & (Expense) | -2,152,208 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 6,937,549 |
| Cost of Funds | 24,899,675 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 8,736,720 |
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