Sep, 30, 2025 — ACCESS CREDIT UNION is a federally insured state chartered credit union headquartered in BRISTOL, PA with 1 branch location and about $72.02 million in total assets. Opened 54 years ago in 1972, ACCESS CREDIT UNION has about 4,166 members and employs 10 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ACCESS CREDIT UNION |
|---|---|
| Address: (Main Office) | 23 Commerce Cir BRISTOL, PA 19007-3111 |
| Phone: | (215) 788-0411 |
| Fax: | (215) 788-6522 |
| Website: | https://www.accessmycu.org |
| Branches: | 1 branch locations |
| Members: | 4,166 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 61101 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1972 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $72,019,293 |
| CEO/Manager: | Stephen D Cordisco |
| Chairperson: | Peter Faight |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 11,700,105 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 24,547,090 |
| Unsecured Loans | 4,240,752 |
| Other Loans | 3,957,072 |
| TOTAL LOANS | 32,744,914 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -263,488 |
| Land And Building | 1,182,158 |
| Other Fixed Assets | 85,335 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 535,143 |
| All Other Assets | 0 |
| TOTAL ASSETS | 72,019,293 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 72,783 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 13,001,826 |
| Regular shares | 21,085,685 |
| All Other Shares & Deposits | 29,787,563 |
| TOTAL SHARES & DEPOSITS | 63,875,074 |
| TOTAL LIABILITIES | 63,948,212 |
| Regular Reserve | 0 |
| Other Reserves | 109,435 |
| Undivided Earnings | 7,961,646 |
| TOTAL EQUITY | 8,071,081 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 72,019,293 |
| INCOME & EXPENSE | |
| Loan Income | 1,331,299 |
| Investment Income | 940,354 |
| Other Income | 338,263 |
| Total Employee Compensation & Benefits | 610,474 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 794,013 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 40,328 |
| Cost of Funds | 778,098 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 483,908 |
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