Sep, 30, 2025 — HUDSON VALLEY CREDIT UNION is a federally insured state chartered credit union headquartered in POUGHKEEPSIE, NY with 40 branch locations and about $7.95 billion in total assets. Opened 63 years ago in 1963, HUDSON VALLEY CREDIT UNION has about 385,907 members and employs 1,110 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | HUDSON VALLEY CREDIT UNION |
|---|---|
| Address: (Main Office) | 137 Boardman Rd POUGHKEEPSIE, NY 12603 |
| Phone: | (800) 468-3011 |
| Fax: | (845) 463-1032 |
| Website: | https://www.hvcu.org |
| Branches: | 40 branch locations |
| Members: | 385,907 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68705 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1963 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $7,952,829,425 |
| CEO/Manager: | Jonathan Roberts |
| Chairperson: | Jay Pantaleo |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 460,173,279 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 3,569,791 |
| Real Estate Loans | 2,770,397,666 |
| Unsecured Loans | 362,962,586 |
| Other Loans | 1,730,929,040 |
| TOTAL LOANS | 4,864,289,292 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -46,305,506 |
| Land And Building | 72,912,047 |
| Other Fixed Assets | 38,903,084 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 60,845,040 |
| All Other Assets | 380,695 |
| TOTAL ASSETS | 7,952,829,425 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 300,000,000 |
| Accounts Payable & Other Liabilities | 74,756,777 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 1,283,768,996 |
| Regular shares | 2,255,654,173 |
| All Other Shares & Deposits | 3,513,673,096 |
| TOTAL SHARES & DEPOSITS | 7,053,096,265 |
| TOTAL LIABILITIES | 7,432,912,740 |
| Regular Reserve | 0 |
| Other Reserves | -315,219,114 |
| Undivided Earnings | 835,135,799 |
| TOTAL EQUITY | 519,916,685 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 7,952,829,425 |
| INCOME & EXPENSE | |
| Loan Income | 215,860,280 |
| Investment Income | 78,650,947 |
| Other Income | 14,207,969 |
| Total Employee Compensation & Benefits | 99,593,287 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 82,901,171 |
| Non-operating Income & (Expense) | 12,506 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 27,816,409 |
| Cost of Funds | 123,016,831 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 11,597,564 |
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