Sep, 30, 2025 — ADDITION FINANCIAL CREDIT UNION is a federally insured state chartered credit union headquartered in LAKE MARY, FL with 26 branch locations and about $2.98 billion in total assets. Opened 89 years ago in 1937, ADDITION FINANCIAL CREDIT UNION has about 193,663 members and employs 549 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | ADDITION FINANCIAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 1000 Primera Blvd LAKE MARY, FL 32746 |
| Phone: | (407) 896-9411 |
| Fax: | (407) 893-5730 |
| Website: | https://www.additionfi.com |
| Branches: | 26 branch locations |
| Members: | 193,663 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68702 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1937 |
| Last Audited: | Sep 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $2,975,541,418 |
| CEO/Manager: | Kevin S Miller |
| Chairperson: | Richard Collins |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 219,072,516 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 723,889,634 |
| Unsecured Loans | 490,454,068 |
| Other Loans | 439,754,040 |
| TOTAL LOANS | 1,654,097,742 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -38,858,643 |
| Land And Building | 54,527,789 |
| Other Fixed Assets | 8,628,642 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 22,279,411 |
| All Other Assets | 2,271,541 |
| TOTAL ASSETS | 2,975,541,418 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 20,000,000 |
| Accounts Payable & Other Liabilities | 17,456,438 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 475,482,636 |
| Regular shares | 734,947,501 |
| All Other Shares & Deposits | 1,460,176,065 |
| TOTAL SHARES & DEPOSITS | 2,670,606,202 |
| TOTAL LIABILITIES | 2,708,419,404 |
| Regular Reserve | 0 |
| Other Reserves | -1,923,437 |
| Undivided Earnings | 269,045,451 |
| TOTAL EQUITY | 267,122,014 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 2,975,541,418 |
| INCOME & EXPENSE | |
| Loan Income | 67,411,554 |
| Investment Income | 29,027,342 |
| Other Income | 9,097,787 |
| Total Employee Compensation & Benefits | 31,006,873 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 33,705,038 |
| Non-operating Income & (Expense) | 280,177 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 11,942,391 |
| Cost of Funds | 31,581,625 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 17,693,421 |
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