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CORNERSTONE COMMUNITY CREDIT UNION

Sep, 30, 2021 — CORNERSTONE COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in FAIRFIELD, CT with 4 branch locations and about $66.63 million in total assets. Opened 87 years ago in 1934, CORNERSTONE COMMUNITY CREDIT UNION has about 5,657 members and employs 14 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:CORNERSTONE COMMUNITY CREDIT UNION
Address:
(Main Office)
1515 BLACK ROCK TPKE
FAIRFIELD, CT 06825
Phone:(203) 366-1336
Fax:(866) 763-4180
Website:http://www.cornerstoneccu.com
Branches:4 branch locations
Members:5,657
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:68674
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1934
Last Audited:Dec 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$66,631,449
CEO/Manager:RALPH CERVERO
Chairperson:KATHLEEN PEREZ

Call Report

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 7,493,616
TOTAL INVESTMENTS 16,561,450
Loans Held for Sale 0
 
 Real Estate Loans 27,911,765
 Unsecured Loans 1,898,270
 Other Loans 7,807,592
 TOTAL LOANS 37,617,627
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -243,454
 Land And Building 1,921,646
 Other Fixed Assets 151,647
 NCUSIF Deposit 555,985
 All Other Assets 2,572,932
  TOTAL ASSETS 66,631,449
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 124,074
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 12,288,805
 Regular shares 41,062,536
 All Other Shares & Deposits 6,764,370
  TOTAL SHARES & DEPOSITS 60,115,711
  TOTAL LIABILITIES 60,239,785
 Regular Reserve 990,877
 Other Reserves 1,896,766
 Undivided Earnings 3,504,021
  TOTAL EQUITY 6,391,664
  TOTAL LIABILITIES, SHARES, & EQUITY 66,631,449
INCOME & EXPENSE  
 Loan Income 1,075,547
 Investment Income 251,152
 Other Income 229,028
 Total Employee Compensation & Benefits 944,066
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 573,965
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 7,581
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 42,856
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