CORNERSTONE COMMUNITY CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.cornerstoneccu.com for more information.
Sep, 30, 2025 — CORNERSTONE COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in FAIRFIELD, CT with 4 branch locations and about $69.50 million in total assets. Opened 92 years ago in 1934, CORNERSTONE COMMUNITY CREDIT UNION has about 5,031 members and employs 14 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | CORNERSTONE COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 1515 BLACK ROCK TPKE FAIRFIELD, CT 06825 |
| Phone: | (203) 366-1336 |
| Fax: | (866) 763-4180 |
| Website: | https://www.cornerstoneccu.com |
| Branches: | 4 branch locations |
| Members: | 5,031 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68674 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1934 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $69,499,951 |
| CEO/Manager: | RALPH CERVERO |
| Chairperson: | KATHLEEN PEREZ |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 5,303,132 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 30,001,848 |
| Unsecured Loans | 1,280,251 |
| Other Loans | 9,375,051 |
| TOTAL LOANS | 36,416,009 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -343,917 |
| Land And Building | 1,905,316 |
| Other Fixed Assets | 113,964 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 611,569 |
| All Other Assets | 0 |
| TOTAL ASSETS | 69,499,951 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 131,506 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 13,151,368 |
| Regular shares | 42,939,096 |
| All Other Shares & Deposits | 5,927,926 |
| TOTAL SHARES & DEPOSITS | 62,540,976 |
| TOTAL LIABILITIES | 62,280,356 |
| Regular Reserve | 0 |
| Other Reserves | 2,930,545 |
| Undivided Earnings | 3,426,507 |
| TOTAL EQUITY | 6,357,052 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 69,547,141 |
| INCOME & EXPENSE | |
| Loan Income | 976,413 |
| Investment Income | 268,125 |
| Other Income | 175,583 |
| Total Employee Compensation & Benefits | 830,153 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 887,810 |
| Non-operating Income & (Expense) | 12,315 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | -206,645 |
| Cost of Funds | 7,363 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 78,530 |
| ↑ Back to Top | |