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FIRST BAPTIST CHURCH (STRATFORD) FEDERAL CREDIT UNION

Jun, 30, 2021 — FIRST BAPTIST CHURCH (STRATFORD) FEDERAL CREDIT UNION is a federal credit union headquartered in STRATFORD, CT with 1 branch location and about $261,546 in total assets. Opened 47 years ago in 1974, FIRST BAPTIST CHURCH (STRATFORD) FEDERAL CREDIT UNION has about 225 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:FIRST BAPTIST CHURCH (STRATFORD) FEDERAL CREDIT UNION
Address:
(Main Office)
1301 STRATFORD AVE
STRATFORD, CT 06615
Phone:(203) 378-9228
Fax:(203) 378-9228
Website:n/a
Branches:1 branch locations
Members:225
Credit Union Type:Federal Credit Union
Charter Number:21614
Membership Type:Associational - Religious, other than those designated 'low-income'
Corporate Credit Union:No
Year Opened:1974
Last Audited:Sep 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$261,546
CEO/Manager:Cornell Wright
Chairperson:Joan B Davis

Call Report

  • Payday Alternative Loans (PAL Loans)

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 71,982
TOTAL INVESTMENTS 139,400
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 24,170
 Other Loans 22,174
 TOTAL LOANS 46,344
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -321
 Land And Building 0
 Other Fixed Assets 3
 NCUSIF Deposit 2,580
 All Other Assets 1,558
  TOTAL ASSETS 261,546
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 524
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 227,634
 All Other Shares & Deposits 12,546
  TOTAL SHARES & DEPOSITS 240,180
  TOTAL LIABILITIES 240,704
 Regular Reserve 10,085
 Other Reserves 0
 Undivided Earnings 10,757
  TOTAL EQUITY 20,842
  TOTAL LIABILITIES, SHARES, & EQUITY 261,546
INCOME & EXPENSE  
 Loan Income 2,094
 Investment Income 59
 Other Income 55
 Total Employee Compensation & Benefits 0
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 3,608
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -725
 Cost of Funds 0
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -640
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