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FIRST BAPTIST CHURCH (STRATFORD) FEDERAL CREDIT UNION

Dec, 31, 2021 — FIRST BAPTIST CHURCH (STRATFORD) FEDERAL CREDIT UNION is a federal credit union headquartered in STRATFORD, CT with 1 branch location and about $297,950 in total assets. Opened 48 years ago in 1974, FIRST BAPTIST CHURCH (STRATFORD) FEDERAL CREDIT UNION has about 214 members offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


Name:FIRST BAPTIST CHURCH (STRATFORD) FEDERAL CREDIT UNION
Address:
(Main Office)
40 Johnson Ct
STRATFORD, CT 06615
Phone:(203) 378-9228
Fax:(203) 378-9228
Website:n/a
Branches:1 branch locations
Members:214
Credit Union Type:Federal Credit Union
Charter Number:21614
Membership Type:Associational - Religious, other than those designated 'low-income'
Corporate Credit Union:No
Year Opened:1974
Last Audited:Oct 01, 2021
FHLB Member:No
Low Income Designation:No
Assets:$297,950
CEO/Manager:Cornell Wright
Chairperson:Joan B Davis

Call Report

  • Payday Alternative Loans (PAL Loans)

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 115,163
TOTAL INVESTMENTS 139,400
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 20,180
 Other Loans 19,329
 TOTAL LOANS 39,509
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -321
 Land And Building 0
 Other Fixed Assets 3
 NCUSIF Deposit 2,580
 All Other Assets 1,616
  TOTAL ASSETS 297,950
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 24
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 0
 Regular shares 270,315
 All Other Shares & Deposits 7,749
  TOTAL SHARES & DEPOSITS 278,064
  TOTAL LIABILITIES 278,088
 Regular Reserve 10,085
 Other Reserves 0
 Undivided Earnings 9,777
  TOTAL EQUITY 19,862
  TOTAL LIABILITIES, SHARES, & EQUITY 297,950
INCOME & EXPENSE  
 Loan Income 3,975
 Investment Income 113
 Other Income 136
 Total Employee Compensation & Benefits 0
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 7,162
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense -725
 Cost of Funds 4
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) -1,501
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