Sep, 30, 2025 — UNION SQUARE CREDIT UNION is a federally insured state chartered credit union headquartered in WICHITA FALLS, TX with 4 branch locations and about $604.86 million in total assets. Opened 69 years ago in 1957, UNION SQUARE CREDIT UNION has about 35,601 members and employs 145 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | UNION SQUARE CREDIT UNION |
|---|---|
| Address: (Main Office) | 1401 Holliday St WICHITA FALLS, TX 76301-7108 |
| Phone: | (940) 720-8000 |
| Fax: | (940) 720-8070 |
| Website: | https://www.unionsquare.org |
| Branches: | 4 branch locations |
| Members: | 35,601 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68664 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1957 |
| Last Audited: | Mar 01, 2025 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $604,858,522 |
| CEO/Manager: | Patrick L Murray |
| Chairperson: | David M Nix |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 57,015,527 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 858,089 |
| Real Estate Loans | 273,046,588 |
| Unsecured Loans | 20,740,343 |
| Other Loans | 142,209,658 |
| TOTAL LOANS | 436,401,448 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -4,551,271 |
| Land And Building | 16,570,966 |
| Other Fixed Assets | 1,715,321 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 5,100,157 |
| All Other Assets | 475,956 |
| TOTAL ASSETS | 604,858,522 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 3,912,857 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 186,221,760 |
| Regular shares | 170,558,094 |
| All Other Shares & Deposits | 197,384,054 |
| TOTAL SHARES & DEPOSITS | 554,163,908 |
| TOTAL LIABILITIES | 558,076,943 |
| Regular Reserve | 0 |
| Other Reserves | -1,725,645 |
| Undivided Earnings | 48,507,224 |
| TOTAL EQUITY | 46,781,579 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 604,858,522 |
| INCOME & EXPENSE | |
| Loan Income | 21,189,089 |
| Investment Income | 8,135,136 |
| Other Income | 2,368,393 |
| Total Employee Compensation & Benefits | 8,374,910 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 10,898,361 |
| Non-operating Income & (Expense) | 103,605 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 2,667,477 |
| Cost of Funds | 12,769,040 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 352,583 |
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