Sep, 30, 2025 — MY CREDIT UNION is a federally insured state chartered credit union headquartered in HASLET, TX with 5 branch locations and about $56.06 million in total assets. Opened 51 years ago in 1975, MY CREDIT UNION has about 5,421 members and employs 22 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MY CREDIT UNION |
|---|---|
| Address: (Main Office) | 13016 Highway 287 HASLET, TX 76052-2618 |
| Phone: | (682) 207-3886 |
| Fax: | |
| Website: | https://www.mycutx.com |
| Branches: | 5 branch locations |
| Members: | 5,421 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68545 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1975 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $56,056,045 |
| CEO/Manager: | Mark Massey |
| Chairperson: | Sharon E Bailey |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 2,541,479 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 8,970,503 |
| Unsecured Loans | 413,758 |
| Other Loans | 20,296,050 |
| TOTAL LOANS | 29,680,311 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -188,459 |
| Land And Building | 1,387,005 |
| Other Fixed Assets | 41,395 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 469,372 |
| All Other Assets | 0 |
| TOTAL ASSETS | 56,056,045 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 450,408 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 13,319,892 |
| Regular shares | 27,653,726 |
| All Other Shares & Deposits | 8,125,635 |
| TOTAL SHARES & DEPOSITS | 49,099,253 |
| TOTAL LIABILITIES | 49,549,661 |
| Regular Reserve | 0 |
| Other Reserves | 0 |
| Undivided Earnings | 6,506,384 |
| TOTAL EQUITY | 6,506,384 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 56,056,045 |
| INCOME & EXPENSE | |
| Loan Income | 1,460,177 |
| Investment Income | 713,126 |
| Other Income | 513,235 |
| Total Employee Compensation & Benefits | 941,864 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 988,937 |
| Non-operating Income & (Expense) | 20,896 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 136,576 |
| Cost of Funds | 239,221 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 400,836 |
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