MEMBERS CHOICE FINANCIAL CREDIT UNION is no longer an active credit union according to the NCUA. If available, you can view their website at https://www.mcfcu.org for more information.
Sep, 30, 2025 — MEMBERS CHOICE FINANCIAL CREDIT UNION is a federally insured state chartered credit union headquartered in DANVILLE, PA with 6 branch locations and about $202.72 million in total assets. Opened 72 years ago in 1954, MEMBERS CHOICE FINANCIAL CREDIT UNION has about 13,084 members and employs 47 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MEMBERS CHOICE FINANCIAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 230 WALNUT STREET DANVILLE, PA 17821 |
| Phone: | (570) 275-6155 |
| Fax: | (570) 275-4176 |
| Website: | https://www.mcfcu.org |
| Branches: | 6 branch locations |
| Members: | 13,084 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68655 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1954 |
| Last Audited: | Dec 01, 2020 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $202,719,985 |
| CEO/Manager: | James M Barbarich |
| Chairperson: | Douglas Bastian |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 44,145,406 |
| TOTAL INVESTMENTS | 39,617,364 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 70,593,143 |
| Unsecured Loans | 11,197,594 |
| Other Loans | 29,889,739 |
| TOTAL LOANS | 111,757,131 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -631,082 |
| Land And Building | 3,022,560 |
| Other Fixed Assets | 680,472 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 1,590,818 |
| All Other Assets | 2,537,316 |
| TOTAL ASSETS | 202,719,985 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 152 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 2,042,069 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 35,801,066 |
| Regular shares | 71,229,237 |
| All Other Shares & Deposits | 76,890,623 |
| TOTAL SHARES & DEPOSITS | 183,920,926 |
| TOTAL LIABILITIES | 185,963,147 |
| Regular Reserve | 1,114,195 |
| Other Reserves | 357,193 |
| Undivided Earnings | 15,285,450 |
| TOTAL EQUITY | 16,756,838 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 202,719,985 |
| INCOME & EXPENSE | |
| Loan Income | 2,647,116 |
| Investment Income | 231,897 |
| Other Income | 268,097 |
| Total Employee Compensation & Benefits | 1,331,729 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 1,267,694 |
| Non-operating Income & (Expense) | 60,000 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 133,048 |
| Cost of Funds | 406,168 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 554,288 |
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