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National Credit Union Service Organization

SPIRE CREDIT UNION

Sep, 30, 2025 — SPIRE CREDIT UNION is a federally insured state chartered credit union headquartered in FALCON HEIGHTS, MN with 28 branch locations and about $4.47 billion in total assets. Opened 92 years ago in 1934, SPIRE CREDIT UNION has about 252,422 members and employs 647 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 291075116
Name:SPIRE CREDIT UNION
Address:
(Main Office)
2025 Larpenteur Ave W
FALCON HEIGHTS, MN 55113
Phone:(651) 215-3500
Fax:
Website:https://www.blazecu.com/
Branches:28 branch locations
Members:252,422
Credit Union Type:Federally Insured State Chartered Credit Union
Charter Number:68651
Membership Type:State chartered natural person
Corporate Credit Union:No
Year Opened:1934
Last Audited:Jun 01, 2025
FHLB Member:Yes
Low Income Designation:No
Assets:$4,467,575,718
CEO/Manager:Dan Stoltz
Chairperson:Tom Heinzen

Call Report

  • First Time Homebuyer Program
  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 379,195,623
TOTAL INVESTMENTS 0
Loans Held for Sale 0
 
 Real Estate Loans 1,683,777,471
 Unsecured Loans 185,227,503
 Other Loans 640,902,716
 TOTAL LOANS 2,509,990,078
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -22,981,067
 Land And Building 100,950,158
 Other Fixed Assets 9,705,452
 NCUSIF (National Credit Union Share Insurance Fund) Deposit 33,044,006
 All Other Assets 0
  TOTAL ASSETS 4,467,575,718
LIABILITIES & CAPITAL:  
 Dividends Payable 1,930,938
 Notes & Interest Payable 300,000,000
 Accounts Payable & Other Liabilities 29,695,417
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 791,748,336
 Regular shares 891,888,346
 All Other Shares & Deposits 2,108,909,016
  TOTAL SHARES & DEPOSITS 3,792,545,698
  TOTAL LIABILITIES 4,124,172,053
 Regular Reserve 0
 Other Reserves 158,087,750
 Undivided Earnings 185,315,915
  TOTAL EQUITY 343,403,665
  TOTAL LIABILITIES, SHARES, & EQUITY 4,467,575,718
INCOME & EXPENSE  
 Loan Income 116,163,076
 Investment Income 47,586,698
 Other Income 15,922,739
 Total Employee Compensation & Benefits 55,234,336
 NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense 0
 Total Other Operating Expenses 53,218,902
 Non-operating Income & (Expense) -86,771
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 13,465,000
 Cost of Funds 61,439,115
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 26,237,808
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