Sep, 30, 2025 — OUR COMMUNITY CREDIT UNION is a federally insured state chartered credit union headquartered in SHELTON, WA with 8 branch locations and about $629.06 million in total assets. Opened 85 years ago in 1941, OUR COMMUNITY CREDIT UNION has about 32,095 members and employs 101 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | OUR COMMUNITY CREDIT UNION |
|---|---|
| Address: (Main Office) | 526 W Cedar St SHELTON, WA 98584 |
| Phone: | (800) 426-5657 |
| Fax: | |
| Website: | https://www.ourcu.com |
| Branches: | 8 branch locations |
| Members: | 32,095 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68609 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1941 |
| Last Audited: | Jun 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $629,064,824 |
| CEO/Manager: | Philip I Prothero |
| Chairperson: | Mark R Mager |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 20,174,322 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 95,247,535 |
| Unsecured Loans | 22,635,484 |
| Other Loans | 115,766,421 |
| TOTAL LOANS | 233,649,440 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -2,442,801 |
| Land And Building | 7,290,527 |
| Other Fixed Assets | 3,780,711 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 5,105,132 |
| All Other Assets | 54,013 |
| TOTAL ASSETS | 629,064,824 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 493,440 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 5,776,195 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 131,322,748 |
| Regular shares | 243,257,660 |
| All Other Shares & Deposits | 174,037,148 |
| TOTAL SHARES & DEPOSITS | 548,617,556 |
| TOTAL LIABILITIES | 554,887,191 |
| Regular Reserve | 0 |
| Other Reserves | -1,054,547 |
| Undivided Earnings | 75,232,180 |
| TOTAL EQUITY | 74,177,633 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 629,064,824 |
| INCOME & EXPENSE | |
| Loan Income | 11,041,273 |
| Investment Income | 10,921,743 |
| Other Income | 4,874,914 |
| Total Employee Compensation & Benefits | 6,308,139 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 7,489,152 |
| Non-operating Income & (Expense) | -30,282 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 474,767 |
| Cost of Funds | 4,926,820 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 8,224,804 |
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