Sep, 30, 2025 — UNITY ONE CREDIT UNION is a federally insured state chartered credit union headquartered in FORT WORTH, TX with 7 branch locations and about $277.82 million in total assets. Opened 92 years ago in 1934, UNITY ONE CREDIT UNION has about 24,948 members and employs 81 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | UNITY ONE CREDIT UNION |
|---|---|
| Address: (Main Office) | 6701 Burlington Blvd FORT WORTH, TX 76131 |
| Phone: | (817) 306-3100 |
| Fax: | (817) 306-3101 |
| Website: | https://www.unityone.org |
| Branches: | 7 branch locations |
| Members: | 24,948 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68589 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1934 |
| Last Audited: | Jun 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $277,819,689 |
| CEO/Manager: | Scott A Ward |
| Chairperson: | Vince Accardo |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 35,956,073 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 72,316,429 |
| Unsecured Loans | 12,550,350 |
| Other Loans | 82,923,353 |
| TOTAL LOANS | 167,790,132 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -2,425,588 |
| Land And Building | 4,596,190 |
| Other Fixed Assets | 2,458,494 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 2,609,064 |
| All Other Assets | 26,500 |
| TOTAL ASSETS | 277,819,689 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 250,288 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 4,198,712 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 69,933,828 |
| Regular shares | 85,115,850 |
| All Other Shares & Deposits | 105,917,412 |
| TOTAL SHARES & DEPOSITS | 260,967,089 |
| TOTAL LIABILITIES | 265,416,089 |
| Regular Reserve | 0 |
| Other Reserves | -11,423,278 |
| Undivided Earnings | 23,826,878 |
| TOTAL EQUITY | 12,403,600 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 277,819,689 |
| INCOME & EXPENSE | |
| Loan Income | 8,417,994 |
| Investment Income | 2,137,994 |
| Other Income | 1,734,561 |
| Total Employee Compensation & Benefits | 4,422,747 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 4,543,411 |
| Non-operating Income & (Expense) | -136,265 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 1,194,675 |
| Cost of Funds | 2,681,632 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | -426,453 |
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