Sep, 30, 2025 — GENISYS CREDIT UNION is a federally insured state chartered credit union headquartered in AUBURN HILLS, MI with 33 branch locations and about $5.80 billion in total assets. Opened 62 years ago in 1964, GENISYS CREDIT UNION has about 294,382 members and employs 570 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | GENISYS CREDIT UNION |
|---|---|
| Address: (Main Office) | 2100 Executive Hills Dr AUBURN HILLS, MI 48326-2947 |
| Phone: | (248) 322-9800 |
| Fax: | (248) 333-7911 |
| Website: | https://www.genisyscu.org |
| Branches: | 33 branch locations |
| Members: | 294,382 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68536 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1964 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $5,804,685,098 |
| CEO/Manager: | Jacqueline Buchanan |
| Chairperson: | Brian Zabowski |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 213,099,646 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 1,794,430 |
| Real Estate Loans | 2,481,179,996 |
| Unsecured Loans | 529,288,808 |
| Other Loans | 1,589,093,952 |
| TOTAL LOANS | 4,599,707,933 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -70,476,516 |
| Land And Building | 53,607,618 |
| Other Fixed Assets | 6,064,347 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 40,932,854 |
| All Other Assets | 5,013,262 |
| TOTAL ASSETS | 5,804,685,098 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 10,181,791 |
| Notes & Interest Payable | 85,000,000 |
| Accounts Payable & Other Liabilities | 37,865,501 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 850,440,301 |
| Regular shares | 990,236,896 |
| All Other Shares & Deposits | 2,946,859,950 |
| TOTAL SHARES & DEPOSITS | 4,787,537,147 |
| TOTAL LIABILITIES | 4,923,688,008 |
| Regular Reserve | 0 |
| Other Reserves | -52,143,694 |
| Undivided Earnings | 933,140,784 |
| TOTAL EQUITY | 880,997,090 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 5,804,685,098 |
| INCOME & EXPENSE | |
| Loan Income | 193,302,546 |
| Investment Income | 26,697,163 |
| Other Income | 17,871,092 |
| Total Employee Compensation & Benefits | 40,090,957 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 36,641,477 |
| Non-operating Income & (Expense) | 22,000 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 35,687,897 |
| Cost of Funds | 84,588,195 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 74,612,370 |
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