Sep, 30, 2025 — MEMBERS CREDIT UNION is a federally insured state chartered credit union headquartered in STAMFORD, CT with 1 branch location and about $42.57 million in total assets. Opened 91 years ago in 1935, MEMBERS CREDIT UNION has about 4,002 members and employs 14 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | MEMBERS CREDIT UNION |
|---|---|
| Address: (Main Office) | 612 Bedford ST STAMFORD, CT 06901 |
| Phone: | (203) 622-6050 |
| Fax: | (203) 622-6051 |
| Website: | https://www.memberscu.coop |
| Branches: | 1 branch locations |
| Members: | 4,002 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68487 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1935 |
| Last Audited: | Oct 01, 2024 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $42,568,682 |
| CEO/Manager: | Kathy L Chartier |
| Chairperson: | Brian Wood |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 3,357,552 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 20,716,747 |
| Unsecured Loans | 2,979,450 |
| Other Loans | 13,092,319 |
| TOTAL LOANS | 36,788,516 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -325,520 |
| Land And Building | 1,745,592 |
| Other Fixed Assets | 224,295 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 351,324 |
| All Other Assets | 0 |
| TOTAL ASSETS | 42,568,682 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 42,984 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 239,937 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 9,515,844 |
| Regular shares | 18,361,586 |
| All Other Shares & Deposits | 9,268,835 |
| TOTAL SHARES & DEPOSITS | 37,146,265 |
| TOTAL LIABILITIES | 37,429,186 |
| Regular Reserve | 0 |
| Other Reserves | 1,359,107 |
| Undivided Earnings | 3,780,389 |
| TOTAL EQUITY | 5,139,496 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 42,568,682 |
| INCOME & EXPENSE | |
| Loan Income | 1,696,498 |
| Investment Income | 129,870 |
| Other Income | 270,286 |
| Total Employee Compensation & Benefits | 783,018 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 731,934 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 100,000 |
| Cost of Funds | 202,540 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 279,162 |
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