Sep, 30, 2025 — GHA FEDERAL CREDIT UNION is a federal credit union headquartered in GREENWICH, CT with 1 branch location and about $30.67 million in total assets. Opened 52 years ago in 1974, GHA FEDERAL CREDIT UNION has about 2,409 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | GHA FEDERAL CREDIT UNION |
|---|---|
| Address: (Main Office) | 5 Perryridge Rd GREENWICH, CT 06830-4608 |
| Phone: | (203) 863-3186 |
| Fax: | (203) 863-3187 |
| Website: | https://www.ghafcu.org |
| Branches: | 1 branch locations |
| Members: | 2,409 |
| Credit Union Type: | Federal Credit Union |
| Charter Number: | 21774 |
|---|---|
| Membership Type: | Service - Health Care |
| Corporate Credit Union: | No |
| Year Opened: | 1974 |
| Last Audited: | Oct 01, 2025 |
| FHLB Member: | No |
| Low Income Designation: | No |
| Assets: | $30,668,170 |
| CEO/Manager: | Diane p Saperstein |
| Chairperson: | Stacey Green |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 1,061,884 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 0 |
| Real Estate Loans | 0 |
| Unsecured Loans | 1,880,677 |
| Other Loans | 5,982,862 |
| TOTAL LOANS | 10,319,931 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -98,265 |
| Land And Building | 0 |
| Other Fixed Assets | 0 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 245,115 |
| All Other Assets | 0 |
| TOTAL ASSETS | 30,668,170 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 0 |
| Accounts Payable & Other Liabilities | 90,033 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 4,906,831 |
| Regular shares | 13,577,027 |
| All Other Shares & Deposits | 7,294,356 |
| TOTAL SHARES & DEPOSITS | 25,778,214 |
| TOTAL LIABILITIES | 25,868,247 |
| Regular Reserve | 0 |
| Other Reserves | 140,401 |
| Undivided Earnings | 4,659,522 |
| TOTAL EQUITY | 4,799,923 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 30,668,170 |
| INCOME & EXPENSE | |
| Loan Income | 558,517 |
| Investment Income | 461,070 |
| Other Income | 113,774 |
| Total Employee Compensation & Benefits | 348,808 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 361,155 |
| Non-operating Income & (Expense) | 0 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 18,000 |
| Cost of Funds | 43,538 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 362,343 |
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