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GHA FEDERAL CREDIT UNION

Jun, 30, 2021 — GHA FEDERAL CREDIT UNION is a federal credit union headquartered in Greenwich, CT with 1 branch location and about $31.57 million in total assets. Opened 47 years ago in 1974, GHA FEDERAL CREDIT UNION has about 2,449 members and employs 4 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.


ABA Routing Number: 221174045
Name:GHA FEDERAL CREDIT UNION
Address:
(Main Office)
5 Perryridge Rd
Greenwich, CT 06830-4608
Phone:(203) 863-3186
Fax:(203) 863-3187
Website:https://www.ghafcu.org
Branches:1 branch locations
Members:2,449
Credit Union Type:Federal Credit Union
Charter Number:21774
Membership Type:Service - Health Care
Corporate Credit Union:No
Year Opened:1974
Last Audited:Sep 01, 2020
FHLB Member:No
Low Income Designation:No
Assets:$31,570,440
CEO/Manager:Diane p Saperstein
Chairperson:Cara Giacomo

Call Report

  • International Remittances
  • Low Cost Wire Transfers

Financial Summary

» See also Statement of Financial Condition
ASSETS:$ Amount
Cash & Equivalents 882,947
TOTAL INVESTMENTS 23,615,451
Loans Held for Sale 0
 
 Real Estate Loans 0
 Unsecured Loans 1,972,966
 Other Loans 3,163,340
 TOTAL LOANS 6,736,896
 (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) -76,820
 Land And Building 0
 Other Fixed Assets 3,087
 NCUSIF Deposit 251,661
 All Other Assets 157,218
  TOTAL ASSETS 31,570,440
LIABILITIES & CAPITAL:  
 Dividends Payable 0
 Notes & Interest Payable 0
 Accounts Payable & Other Liabilities 216,588
 Uninsured Secondary Capital and Subordinated Debt Included in Net Worth 0
 Share Drafts 5,006,853
 Regular shares 13,333,896
 All Other Shares & Deposits 9,607,249
  TOTAL SHARES & DEPOSITS 27,947,998
  TOTAL LIABILITIES 28,164,586
 Regular Reserve 140,402
 Other Reserves 0
 Undivided Earnings 3,265,452
  TOTAL EQUITY 3,405,854
  TOTAL LIABILITIES, SHARES, & EQUITY 31,570,440
INCOME & EXPENSE  
 Loan Income 216,977
 Investment Income 172,049
 Other Income 56,138
 Total Employee Compensation & Benefits 206,915
 NCUSIF Premiums Expense 0
 Total Other Operating Expenses 174,268
 Non-operating Income & (Expense) 0
 NCUSIF Stabilization Income N/A
 Provision for Loan/Lease Losses or Total Credit Loss Expense 0
 Cost of Funds 21,955
 NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM N/A
Net Income (Loss) 42,026
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