Sep, 30, 2025 — AMERICAN FIRST CREDIT UNION is a federally insured state chartered credit union headquartered in BREA, CA with 5 branch locations and about $1.15 billion in total assets. Opened 37 years ago in 1989, AMERICAN FIRST CREDIT UNION has about 48,235 members and employs 124 full and part-time employees offering various banking and financial related services such as Checking & Savings accounts, ATM/Debit Card Program and more.
| Name: | AMERICAN FIRST CREDIT UNION |
|---|---|
| Address: (Main Office) | 6 Pointe Dr Ste 400 BREA, CA 92821-6322 |
| Phone: | (800) 290-1112 |
| Fax: | (714) 529-0129 |
| Website: | https://www.amerfirst.org |
| Branches: | 5 branch locations |
| Members: | 48,235 |
| Credit Union Type: | Federally Insured State Chartered Credit Union |
| Charter Number: | 68485 |
|---|---|
| Membership Type: | State chartered natural person |
| Corporate Credit Union: | No |
| Year Opened: | 1989 |
| Last Audited: | Dec 01, 2024 |
| FHLB Member: | Yes |
| Low Income Designation: | No |
| Assets: | $1,146,332,953 |
| CEO/Manager: | Jon Shigematsu |
| Chairperson: | Tom Cook |
| ASSETS: | $ Amount |
|---|---|
| Cash & Equivalents | 47,346,824 |
| TOTAL INVESTMENTS | 0 |
| Loans Held for Sale | 3,479,307 |
| Real Estate Loans | 609,614,849 |
| Unsecured Loans | 214,010,573 |
| Other Loans | 131,335,648 |
| TOTAL LOANS | 954,961,069 |
| (Allowance for Loan & Lease Losses or Allowance for Credit Losses on Loans & Leases) | -5,990,038 |
| Land And Building | 0 |
| Other Fixed Assets | 5,268,392 |
| NCUSIF (National Credit Union Share Insurance Fund) Deposit | 7,882,267 |
| All Other Assets | 561,560 |
| TOTAL ASSETS | 1,146,332,953 |
| LIABILITIES & CAPITAL: | |
| Dividends Payable | 0 |
| Notes & Interest Payable | 20,000,000 |
| Accounts Payable & Other Liabilities | 17,342,834 |
| Uninsured Secondary Capital and Subordinated Debt Included in Net Worth | 0 |
| Share Drafts | 114,960,238 |
| Regular shares | 197,439,915 |
| All Other Shares & Deposits | 697,640,781 |
| TOTAL SHARES & DEPOSITS | 1,010,040,936 |
| TOTAL LIABILITIES | 1,047,415,303 |
| Regular Reserve | 0 |
| Other Reserves | -6,858,640 |
| Undivided Earnings | 105,776,290 |
| TOTAL EQUITY | 98,917,650 |
| TOTAL LIABILITIES, SHARES, & EQUITY | 1,146,332,953 |
| INCOME & EXPENSE | |
| Loan Income | 31,861,214 |
| Investment Income | 3,929,492 |
| Other Income | 2,220,399 |
| Total Employee Compensation & Benefits | 11,071,403 |
| NCUSIF (National Credit Union Share Insurance Fund) Premiums Expense | 0 |
| Total Other Operating Expenses | 10,859,770 |
| Non-operating Income & (Expense) | -884,341 |
| NCUSIF Stabilization Income | N/A |
| Provision for Loan/Lease Losses or Total Credit Loss Expense | 2,750,597 |
| Cost of Funds | 15,672,278 |
| NET INCOME (LOSS) EXCLUDING STABILIZATION EXPENSE & NCUSIF PREMIUM | N/A |
| Net Income (Loss) | 2,463,646 |
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